Credit Risk Manager

BACB plc; City Of London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading bank in the UK seeks a Credit Risk Manager to oversee credit applications and manage the Bank’s Credit Risk profile. The role involves collaboration with various stakeholders and requires strong analytical skills and relevant experience, particularly in emerging markets.

Qualifications

• Minimum of 5 years relevant experience in a similar role.
• Exposure to Emerging Markets in Africa and Middle East would be advantageous.

Responsibilities

• Review and recommend/decline/approve applications for credit.
• Own policies for Country and Credit risk management.
• Manage relationships with internal departments and stakeholders.

Skills

Analytical Skills

Communication

Education

Graduate Level in Finance, Economics, or Business Administration

Job description

BACB plc City Of London, England, United Kingdom

Join or sign in to find your next job

Join to apply for the Credit Risk Manager role at BACB plc

BACB plc City Of London, England, United Kingdom

Join to apply for the Credit Risk Manager role at BACB plc

Get AI-powered advice on this job and more exclusive features.

This range is provided by BACB plc. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

About Us

BACB is a UK bank that offers trade finance and complementary products to clients in specialist markets, especially Africa and the Middle East.

We have been helping businesses with trade finance and complementary products for over half a century, focusing on trade flows to and from Africa and the Middle East as well as real estate in the UK.

Our in-depth knowledge of the countries and practices where our clients operate ensures that we put them first.

Additional Info

• Hybrid Working: 3 days onsite, 2 from home
• Location: City of London
• Contract Type: Permanent

Job Summary

Reporting into the Head of Credit and Country Risk, this role is responsible for the review and assessment of credit applications and supporting the effective and efficient management of the Bank’s Credit Risk profile through development of appropriate Credit Risk management policies.

Standing presenter at the Bank’s Credit Risk Committee.

Delegated personal approval authority.

Key Work Outputs and Accountabilities

• Review and recommend/decline/approve applications for credit across all products offered by the Bank.
• Work in partnership with Risk operations to ensure effective end to end credit processes.
• Own the policies for ensuring appropriate Country and Credit risk management in line with the Bank’s risk appetite.
• Responsible for identification, assessment, management and reporting of Country and Credit risk.
• Support in management of the Bank’s Country and Credit grading methodologies and associated tools.
• Responsible for ensuring that new applications and renewals are correctly identified, quantified and managed on a timely basis.
• Support in review of MI relating to SICR, Watchlist, DCF, NPLs and wider watchlist reporting, making recommendations on strategy.
• Responsible for initial review of risk concentrations, delinquent and impaired accounts and proposing provisioning levels.
• Manages, maintains and develops relationships with internal departments, clients and counterparties, and other stakeholders such as regulators and auditors.
• Provide training and support as required in the Bank’s Credit Risk management frameworks and policies.
• Contributes to the Bank’s key Regulatory and reporting documents and provides independent review of Regulatory returns.
• Works closely with other stakeholders to ensure policies and reporting requirements are appropriately operationalised

Required Qualifications and Experience

• Superior credit application review and analytical skills with an in-depth understanding of all related risks including relevant accounting, legal and regulatory issues in FIs, Corporates and Real Estate.
• Strong academic credentials in the field of Finance, Economics, or Business Administration, or other related field, ideally to the graduate level.
• Excellent oral and written communication and interpersonal skills with the ability to build strong working relationships.
• Minimum of 5 years relevant experience in a similar role, with experience in structuring and mitigating risk in complex transactions.
• Previous lending authority would be an advantage.
• Exposure to Emerging Markets in Africa and Middle East would be an added advantage.

Language skills in French and/or Arabic would be advantageous.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Banking

Referrals increase your chances of interviewing at BACB plc by 2x

Get notified about new Credit Risk Manager jobs in City Of London, England, United Kingdom.

City Of London, England, United Kingdom 2 weeks ago

London, England, United Kingdom 2 weeks ago

London, England, United Kingdom 4 days ago

City Of London, England, United Kingdom 1 week ago

Greater London, England, United Kingdom 2 days ago

London, England, United Kingdom 1 month ago

London, England, United Kingdom 2 weeks ago

London, England, United Kingdom 1 week ago

London, England, United Kingdom 3 weeks ago

London, England, United Kingdom 1 month ago

London, England, United Kingdom 1 week ago

Paris based, Investment Manager – Private Credit

London, England, United Kingdom 2 weeks ago

Vice President, Credit Quality Assurance Manager

London, England, United Kingdom 2 weeks ago

London, England, United Kingdom 2 months ago

Assistant Vice President, Credit Manager - CIB

Vice President, Credit Manager (Corporate and Leverage Finance)

London, England, United Kingdom 2 days ago

Assistant Vice President, Credit Manager - CIB

London, England, United Kingdom 1 day ago

London, England, United Kingdom 2 weeks ago

Senior Credit Manager, Business Borrowing

London, England, United Kingdom 4 days ago

Greater London, England, United Kingdom 3 days ago

London, England, United Kingdom 1 week ago

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.