Credit Risk Analyst - Funds

Natixis Corporate & Investment Banking; London; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading corporate and investment bank seeks a Credit Analyst in London to provide comprehensive risk analysis on various funds and institutions. The successful candidate will engage in proposal preparations, internal ratings, and actively partake in credit committee meetings, ensuring compliance with the bank's risk policies.

Qualifications

• Experience in risk analysis for regulated and unregulated funds.
• Ability to propose internal ratings based on risk analysis.
• Understanding of bank risk policy and compliance standards.

Responsibilities

• Prepare and submit risk analysis for credit requests and client reviews.
• Monitor existing client portfolio's risk profile.
• Present risk recommendations to the credit committee.

Skills

Risk Analysis

Financial Analysis

Business Risk Assessment

Job description

Job Description

Overall purpose of the role.

Reporting to the Head of Credit Risk London, the Credit Analyst provides risk analysis on regulated and un-regulated funds, asset managers, private equity funds, pension funds and potentially banking institutions. Risk analysis includes but is not limited to financial and business risk analysis, rating proposals and written recommendations to the credit committee and/or the relevant delegation holder.

Main responsibilities of the role:

• Prepare and submit risk analysis for new credit requests or annual reviews of existing clients.
• Propose internal ratings based on the risk analysis performed and ensure that the ratings are in line with the relevant rating methodology.
• Check that each request is in line with the Bank's relevant risk policy.
• Ensure that the annual reviews and rating updates are done in a timely manner and per relevant standards set by the department.
• Participate in due diligence meetings.
• Present the Risk recommendation to the credit committee and/or delegation holder.
• Provide Risk input to the legal documentation.
• Actively monitor the risk profile of the existing client portfolio.
• Ensure a smooth and timely processing of all credit requests.
• Provide back-up for other credit analysts of the London Risk Department if and when necessary.
• Assist in transversal tasks when necessary.