Credit Risk Analyst: Data-Driven Lending Insights

Kinarden Search; Greater London; On-site; GBP 45,000 - 70,000; Full time

Job summary

Kinarden Search is partnering with a fast-growing financial services firm in London to hire a dedicated Credit Risk Analyst. The role centers on using data to understand credit performance and influence lending decisions.

You will analyse customer and portfolio data, support the development of credit strategies, and produce clear insights for stakeholders across the business. A proactive, curious mindset and strong analytical skills are essential.

Qualifications

• Experience in credit risk, credit strategy or pricing in consumer lending.
• Strong SQL and/or Python skills.
• Ability to work with large datasets and derive insights.
• Excellent communication to stakeholders.

Responsibilities

• Use data to assess credit performance and identify trends.
• Support development and improvement of credit strategies.
• Analyse customer and portfolio data to understand drivers of performance.
• Evaluate impact of changes and provide insights to support decisions.
• Investigate emerging trends and dig into data to understand why.
• Produce analysis and reporting for stakeholders across the business.
• Contribute to wider projects and develop exposure across lending areas.

Skills

SQL

Python

Data analysis

Stakeholder communication

Analytical thinking

Job description

Kinarden Search is partnering with a fast-growing financial services firm in London to hire a dedicated Credit Risk Analyst. The role centers on using data to understand credit performance and influence lending decisions.

You will analyse customer and portfolio data, support the development of credit strategies, and produce clear insights for stakeholders across the business. A proactive, curious mindset and strong analytical skills are essential.