Credit Risk Analyst

Kinarden Search; Greater London; On-site; GBP 45,000 - 70,000; Full time

Job summary

Kinarden Search is partnering with a fast-growing financial services firm in London to hire a dedicated Credit Risk Analyst. The role centers on using data to understand credit performance and influence lending decisions.

You will analyse customer and portfolio data, support the development of credit strategies, and produce clear insights for stakeholders across the business. A proactive, curious mindset and strong analytical skills are essential.

Qualifications

• Experience in credit risk, credit strategy or pricing in consumer lending.
• Strong SQL and/or Python skills.
• Ability to work with large datasets and derive insights.
• Excellent communication to stakeholders.

Responsibilities

• Use data to assess credit performance and identify trends.
• Support development and improvement of credit strategies.
• Analyse customer and portfolio data to understand drivers of performance.
• Evaluate impact of changes and provide insights to support decisions.
• Investigate emerging trends and dig into data to understand why.
• Produce analysis and reporting for stakeholders across the business.
• Contribute to wider projects and develop exposure across lending areas.

Skills

SQL

Python

Data analysis

Stakeholder communication

Analytical thinking

Job description

We28099re working with a fast-growing financial services business looking for a Credit Risk Analyst to join their team in London.

This is a great opportunity for an analyst who enjoys using data to understand credit performance and wants to play a part in shaping lending decisions. Youll join a collaborative, commercially focused team where your analysis will have a direct impact on how the business operates.

The opportunity

• Using data to assess credit performance and identify trends, opportunities and areas of concern
• Supporting the development and ongoing improvement of credit strategies
• Analysing customer and portfolio data to understand what is driving performance
• Evaluating the impact of changes and providing insight to support decision-making
• Investigating emerging trends and digging into the data to understand what is happening and why
• Producing analysis and reporting for stakeholders across the business
• Contributing to wider projects and developing your exposure across different areas of lending

Your background

• Experience in credit risk, credit strategy or pricing within a consumer lending environment
• Strong SQL and/or Python skills
• Confident working with large datasets and turning data into meaningful insights
• Strong analytical and problem-solving skills
• A good understanding of the relationship between credit risk and commercial performance
• The ability to communicate your findings clearly to a range of stakeholders
• A proactive and curious approach, with the confidence to take ownership of your work