Credit Risk Analyst

Secure Trust Bank; Metropolitan Borough of Solihull; Hybrid; GBP 30,000 - 40,000; Full time

Job summary

Secure Trust Bank is looking for a Credit Risk Analyst to join their team. In this entry-level role, you will produce management information, analyze data, and support the Motor portfolio's growth. Strong numeracy skills and experience with SQL or SAS are essential. The bank offers a competitive salary and a range of benefits, including an annual bonus scheme, flexible working, and a personal development plan to help you grow your career.

Benefits

Annual bonus scheme

Life assurance

Matched pension contributions

25 days annual leave plus bank holidays and your birthday off

Flexible hybrid working

Online GP & Physio Service

Wellbeing hour

Flexible benefits like Cycle2Work and private healthcare

Free breakfast, fruit, and drinks

Paid volunteering days and charity fundraising

Free parking

Qualifications

• Strong numeracy skills and data analysis experience is essential.
• Ideal for graduates, though a degree is not mandatory.
• Experience with SQL or SAS is necessary for the role.

Responsibilities

• Produce accurate management information for consumer lending portfolios.
• Analyze data to support the growth of the Motor portfolio.
• Work with departments to identify key performance drivers.

Skills

Numeracy

Data Analysis

SQL

SAS

Education

Degree in Maths, Statistics, Economics or similar

Job description

About The Role

At Secure Trust Bank, our customers are at the heart of everything we do. Our Risk & Compliance team exists to ensure we act in their best interests.

Our Credit Risk team is responsible for setting policies that determine customer eligibility for credit products, monitoring lending portfolios, identifying risks, and providing regular reports to senior leaders.

What you will do

As a Credit Risk Analyst, you will produce management information for the Bank's consumer lending portfolios, ensuring accuracy and timeliness. You will suggest improvements to existing MI for better insights and support the growth of the Motor portfolio through regular and ad-hoc analysis, liaising with other departments to understand key performance drivers and external factors.

What you will bring

This is an ideal entry-level role for graduates in Maths, Statistics, Economics, or similar numerically-focused subjects. A degree is not essential, but you must be highly numerate with experience in SQL or SAS and capable of data analysis.

How you will be rewarded

Alongside your salary, benefits include:

• Annual bonus scheme
• Life assurance
• Matched pension contributions
• 25 days annual leave plus bank holidays and your birthday off
• Flexible hybrid working
• Online GP & Physio Service
• Wellbeing hour
• Flexible benefits like Cycle2Work and private healthcare
• Free breakfast, fruit, and drinks
• Paid volunteering days and charity fundraising
• Free parking

At Secure Trust Bank, you will have the autonomy to use your skills and make a tangible impact. We celebrate achievements with recognition schemes and support your career development through training and qualifications. Each team member has a personal development plan to help achieve their goals.

Everyone is different. Everyone is valued

As part of our vision to become the UK's most trusted specialist lender, we've been helping customers and businesses since 1952. We value diversity and believe that our strengths come from our people’s unique talents, abilities, and perspectives. We actively promote inclusivity and support initiatives that reinforce our philosophy of embracing individuality.

We are an award-winning bank serving over a million customers with savings accounts and lending services. We embrace difference.

About The Company

Our customers are central to our strategy, and our success depends on the right team members. We see our staff as our greatest investment and offer a career that allows you to contribute meaningfully to the Bank's growth and improvement.

We value autonomy, recognize performance, and offer awards and incentives. We seek enthusiastic, proactive candidates who thrive in a fast-paced environment. Join us as we aim to Grow, Sustain, and Love how we work.