Credit Risk Analyst

BB ENergy Trading Ltd; London; On-site; GBP 50,000 - 90,000; Full time

Job summary

Join a dynamic and fast-growing company in the energy sector, where you will play a crucial role in managing credit risk and building relationships with external counterparties. This position offers the opportunity to work with leading experts in a collaborative environment that values every voice. You will be responsible for negotiating credit terms, preparing independent risk analyses, and supporting the development of internal policies. If you are self-motivated and detail-oriented, this is an exciting opportunity to contribute to a well-established business with a strong heritage and a competitive salary package.

Benefits

Competitive salary and benefits package

Qualifications

• 5+ years of experience in credit risk management and reporting.
• Bachelor’s degree or higher in Business is required.

Responsibilities

• Manage and control credit risk on individual and country basis.
• Prepare credit risk analysis and dashboards for senior management.
• Negotiate and manage credit insurance policies and risk lay-offs.

Skills

Credit Risk Management

Financial Analysis

Relationship Management

Negotiation

Microsoft Excel

Communication Skills

Attention to Detail

Self-Motivation

Education

Bachelor’s Degree in Business

Tools

Microsoft Office Suite

Job description

The Company

BB Energy has a legacy spanning more than six decades. Today, the Group provides expertise across energy trading, operations, logistics, storage and retail. Our diversified portfolio cuts across many segments of the energy industry from trading crude oil and petroleum products to natural gas and renewables. With global operations anchored out of five hub offices in London, Dubai, Singapore, Houston and Athens, BB Energy has a global network of nearly 500 employees in a dozen offices across five continents. Growth and diversification remain cornerstones of BB Energy's business strategy as it supports an energy ecosystem capable of delivering affordable, secure, and increasingly clean energy to the societies that need it most.

Why Join Us?

1. We are a fast growing business in one of the most dynamic markets.
2. Our team includes some of the leading experts in this field.
3. We have a strong entrepreneurial spirit.
4. We are a well established business with a strong heritage and track record of success globally.
5. We have a flat management structure and open management style - all voices heard and all voices count.
6. Competitive salary and benefits package offered.

Job Accountabilities

1. Proactively manages and controls credit risk on an individual and country basis.
2. Build and maintain relationships with external counterparties to support credit terms and document negotiations.
3. Negotiates, secures, renews and manages credit insurance policies with brokers/underwriters for single risk and portfolio covers.
4. Negotiates, secures and manages credit risk lay-offs to banks.
5. Supports the structuring and risk mitigation of new or complex transactions.
6. Prepares independent credit risk analysis for counterparties and transactions.
7. Prepares dashboards showing credit risk exposure to senior management.
8. Closely monitors the credit portfolio and relevant covenants.
9. Produces regular internal and external credit risk reports.
10. Supports the further development and maintenance of internal policies, risk assessment processes and templates and limit reports.
11. Conducts stress and scenario testing and analysis of portfolio at global levels.
12. Supports wider Risk Management and bank initiatives.
13. Works with Trade Finance, Legal, Accounting and Trading teams on day-to-day credit matters.

Performance Behaviours

1. Excellent communication and interpersonal skills.
2. Attention to detail and accuracy.
3. Proficiency with Microsoft Excel and other Office applications.
4. Fluent English.
5. Well organised, self-motivated with ability to use initiative and manage own workload without close supervision.
6. Ability to examine issues and propose workable solutions to management to resolve.
7. Accurate and timely data inputting and administration.
8. Ability to work strict deadlines.
9. Previous financial services experience would be beneficial.

Skills and Experience

1. Bachelor’s or higher degree in Business.
2. 5+ years of relevant experience in credit risk management and reporting.
3. Experience in the oil/energy commodity industry preferred.
4. Ability to work cooperatively with all levels of employees and management.
5. Excellent Technical Financial Analysis.