Credit Risk Analyst

Harnham; London; On-site; GBP 49,500 - 60,500; Full time

Benefits offered by this job

Pension Contribution

Competitive Salary

Growth Opportunities

Job summary

Join a dynamic start-up FinTech company as a key player in shaping customer credit strategies. This role offers the chance to work with advanced analytical techniques and collaborate with a talented team to enhance customer experiences. You'll be instrumental in developing retention-focused campaigns, performing segmentation analysis, and ensuring compliance with regulations. If you have a strong background in coding, excellent communication skills, and a passion for data-driven decision-making, this is the perfect opportunity to grow your career in a thriving business environment.

Qualifications

• Experience in credit card services is preferred.
• Strong coding skills in Python or SQL are essential.

Responsibilities

• Collaborate on customer credit strategies and enhance customer experience.
• Monitor campaign performance and prepare reports on customer behavior.

Skills

Python

SQL

Data Visualization

Presentation Skills

Customer Engagement Strategies

Education

Degree in STEM

Tools

Management Information Systems (MI)

Job description

This is an exciting opportunity to join this start-up business and have a significant impact and influence on the future development of the company, as well as grow your career alongside the business.

THE COMPANY

This business is one of the UK's newest credit card providers offering fair financial services to the UK market. This business is a FinTech, meaning they are using the most advanced analytical techniques and are incredibly data-driven.

THE ROLE

You can expect to be involved in the following day-to-day:

• Collaborate with the analytical team to support customer credit strategies, commercial goals, and enhance the customer experience.
• Work with cross-functional teams to create, test, and implement retention-focused campaigns. Use data insights to optimise campaign performance.
• Perform segmentation analysis to identify high-value customer groups and tailor strategies to boost engagement.
• Ensure strategies comply with regulations and internal policies, minimising risks related to credit, complaints, and financial outcomes.
• Monitor campaign performance and prepare reports to assess impact on customer behaviour, retention, and financial performance.
• Stay updated on industry trends and customer behaviour to propose solutions that enhance processes and optimise customer initiatives.

YOUR SKILLS AND EXPERIENCE

• Ideally experience working across credit cards.
• Strong coding skills, in python, or SQL.
• Experience building MI.
• Good presentation and data visualisation skills.
• Degree in a STEM subject.
• Excellent written and verbal communication skills.

THE BENEFITS

• A salary of up to £55,000.
• Working in a profitable and growing business - scale-up atmosphere.
• Pension contribution.

HOW TO APPLY

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Finance