Credit Manager

Thomas & Dessain; United Kingdom; On-site; GBP 70,000 - 110,000; Full time

Job summary

Thomas & Dessain is seeking an experienced credit professional to play a key role in assessing lending applications, managing portfolio risk and supporting responsible business growth. You’ll analyse complex financial information, evaluate lending structures and security arrangements to help the bank stay within its risk appetite.

Ideal candidates have around 10 years in banking or financial services, with strong corporate lending knowledge and proven people leadership skills; property finance

Qualifications

• Senior credit risk expertise across lending applications and portfolios.
• Strong analytical skills for complex financial data and structures.
• Experience guiding senior stakeholders within risk appetite.

Responsibilities

• Assess lending applications and security structures.
• Analyse complex financial information and evaluate lending terms.
• Conduct portfolio reviews and monitor risk exposures.
• Provide expert guidance to senior stakeholders to stay within risk appetite.

Skills

Credit risk

Lending analysis

Portfolio risk

Stakeholder mgmt

Financial analysis

Job description

An exciting opportunity for an experienced credit professional to play a key role in assessing lending applications, managing portfolio risk and supporting responsible business growth.

You’ll analyse complex financial information, evaluate lending structures and security arrangements, conduct portfolio reviews and provide expert guidance to senior stakeholders, ensuring decisions remain within the bank’s risk appetite.

Ideal for a seasoned credit risk professional with around 10 years’ banking or financial services experience, strong corporate lending knowledge and proven people leadership skills; property finance experience would be an advantage.