Credit & Lending Analyst — Rotational Program

targetjobs UK; Greater London; On-site; GBP 30,000 - 40,000; Full time

Job summary

BNY Mellon invites ambitious undergraduates to join its 24-month Credit Analyst Program in London. You will gain hands-on exposure to credit analysis, underwriting, portfolio monitoring and process improvement through strategic projects.

Participants work on financial statement reviews, risk assessments and transaction support while developing judgment and collaboration skills in a fast-paced financial services environment.

Qualifications

• Strong analytical ability to assess financial statements and industry trends.
• Understanding of credit risk concepts and lending lifecycle.
• Ability to support deal structuring and underwriting decisions.
• Demonstrated regulatory awareness and risk management mindset.
• Enrollment in a relevant undergraduate program and expected graduation in 2027.

Responsibilities

• Analyze company financials, industry trends, and key risk indicators to support borrower and transaction assessments.
• Assist with credit materials, portfolio reviews, and reporting to monitor exposures.
• Learn how deal structures are built and how lending decisions balance growth, risk, and client needs.
• Partner with experienced professionals to support disciplined underwriting and client relationships.

Skills

Financial statement analysis

Credit risk assessment

Analytical judgment

Underwriting fundamentals

Deal structuring basics

Regulatory awareness

Education

Undergraduate degree program (business/technology)

Graduating in Summer 2027

Minimum 2:1 or higher

Does not require sponsorship for employment visa status

Job description

BNY Mellon invites ambitious undergraduates to join its 24-month Credit Analyst Program in London. You will gain hands-on exposure to credit analysis, underwriting, portfolio monitoring and process improvement through strategic projects.

Participants work on financial statement reviews, risk assessments and transaction support while developing judgment and collaboration skills in a fast-paced financial services environment.