Credit Lead: Institutional Lending & Liquidity

Tether.io; United Kingdom; On-site; GBP 120,000 - 180,000; Full time

Job summary

Tether Capital is launching a new credit vertical focused on providing short-term liquidity and credit facilities to fintechs, payments providers, exchanges and other financial institutions in the United Kingdom. We are seeking a Credit Lead (underwriter) to build the credit function from the ground up and lead underwriting, structuring and risk governance.

This hands-on role requires deep experience in credit underwriting and the ability to develop policies, processes and templates to support a

Qualifications

• 10+ years of relevant credit experience.
• Strong experience in underwriting and structuring rather than pure analysis.
• Background in fintech & payments is mandatory.

Responsibilities

• Underwrite and structure credit facilities, including revolving credit facilities, working capital loans, and liquidity facilities.
• Analyse financial statements, cash flows, liquidity position and repayment capacity.
• Determine lending amounts, terms, covenants, security, and risk protections.
• Develop credit policies, underwriting guidelines, templates, and concentration limits from scratch.
• Monitor credit risk and borrower performance and establish risk-monitoring processes.
• Support the development and scaling of the new credit business.

Skills

Credit underwriting

Credit structuring

Financial analysis

Risk assessment

Job description

Tether Capital is launching a new credit vertical focused on providing short-term liquidity and credit facilities to fintechs, payments providers, exchanges and other financial institutions in the United Kingdom. We are seeking a Credit Lead (underwriter) to build the credit function from the ground up and lead underwriting, structuring and risk governance.

This hands-on role requires deep experience in credit underwriting and the ability to develop policies, processes and templates to support a