Credit Analyst - Short Term Corporate Receivables

Liberty Specialty Markets Limited; London; On-site; GBP 40,000 - 60,000; Full time

Job summary

A leading company in the insurance sector is seeking a Credit Analyst to support their Short-Term Trade Solutions business. The role involves financial analysis, credit assessments, and collaboration with underwriters to manage credit risk effectively. Ideal candidates will have strong analytical skills, attention to detail, and knowledge of financial instruments. This full-time position offers the opportunity to work in a dynamic environment with a focus on professional development.

Qualifications

• Strong credit risk analysis experience in insurance or banking.
• Flexibility and adaptability in a fast-paced environment.
• Proficiency in Excel and familiarity with Tinubu/D&B is a plus.

Responsibilities

• Perform financial and credit analysis on buyers to assess creditworthiness.
• Analyze risks in transactions and liaise with underwriters.
• Monitor macroeconomic and industry risk trends.

Skills

Analytical mindset

Attention to detail

Effective team collaboration

Proactive problem-solving

Excellent communication

Knowledge of international affairs

Understanding of financial instruments

Credit risk analysis

Tools

Excel

Tinubu

D&B

Job description

Credit Analyst - Short Term Corporate Receivables

Join to apply for the Credit Analyst - Short Term Corporate Receivables role at Liberty Specialty Markets.

Job Overview

FRS seeks a motivated candidate to support the growth of their portfolio, particularly in the Short-Term Trade Solutions business. The role involves assisting underwriters in developing and expanding multi-buyer trade credit and receivables finance in Europe. Prior experience in these products is not mandatory, but knowledge of trade credit, receivables/payables finance, or buyer risk underwriting is advantageous.

Reporting and Team

The position reports to CCPRM’s Credit Risk Manager and collaborates closely with the Head of Multi Buyer Trade Credit (MBTC) Europe.

About the Department & Team

Financial Risk Solutions (FRS) underwrites credit and political risks through Lloyd’s of London and on Company insurance paper, covering risks like non-payment, non-performance, political perils, and more. Clients include banks, corporates, trading companies, export credit agencies, and multilaterals.

The Country, Credit & Portfolio Risk Management (CCPRM) team manages the portfolio of country and credit risk exposures, setting risk appetite within an effective framework. This involves governance, policy standards, controls, analytical processes, and infrastructure to support risk management.

Key Responsibilities

• Perform financial and credit analysis on buyers/obligors to assess creditworthiness and set credit limits.
• Analyze risks in transactions, liaising with underwriters to understand deal structures, including financial models.
• Provide internal and external credit ratings, ensuring alignment with external agency ratings.
• Monitor macroeconomic, sovereign, and industry risk trends using external research and reports.
• Collaborate with data providers for information gathering.
• Assist in setting exposure limits based on detailed analyses.
• Maintain and update aggregation systems and reporting tools.
• Support development of risk monitoring tools and stress testing models.

Skills and Experience

• Effective team collaboration and engagement skills.
• Proactive problem-solving, analytical mindset, attention to detail, and reliability under pressure.
• Knowledge of international affairs, finance, and market conditions.
• Understanding of financial instruments related to working capital and receivables/payables.
• Flexibility and adaptability in a fast-paced environment.
• Strong credit risk analysis experience, preferably in insurance, banking, or related fields.
• Excellent communication skills.
• Proficiency in Excel; familiarity with Tinubu and/or D&B is a plus.
• Experience in Emerging Markets is advantageous.

About Liberty Specialty Markets

Part of Liberty Mutual Insurance Group, offering global insurance and reinsurance services. Committed to diversity, inclusion, and employee development, fostering an inclusive environment with flexible work options.

Additional Information

Seniority level: Mid-Senior level

Employment type: Full-time

Job function: Finance and Sales

Industry: Insurance