Credit Analyst - Short Term Corporate Receivables

Liberty Specialty Markets; London; On-site; GBP 40,000 - 80,000; Full time

Job summary

An established industry player is seeking a motivated FRS Analyst to support portfolio growth in the Short-Term Trade Solutions business. This role involves conducting financial and credit analysis, assessing creditworthiness, and collaborating with underwriters to develop multi-buyer trade credit solutions across Europe. The ideal candidate will possess strong analytical skills, an understanding of financing structures, and a proactive approach to problem-solving. Join a dynamic team that values diversity and promotes a healthy work-life balance while making a significant impact in the financial risk sector.

Qualifications

• Experience in credit risk analysis, ideally in insurance or banking.
• Strong analytical skills and attention to detail are essential.

Responsibilities

• Perform financial and credit analysis to assess creditworthiness.
• Analyze transaction risks and provide internal ratings.
• Monitor macroeconomic and industry risk trends.

Skills

Team collaboration

Analytical mindset

Credit risk analysis

Communication skills

Excel proficiency

Knowledge of international affairs

Problem-solving

Tools

Tinubu

D&B

Job description

Country: United Kingdom of Great Britain and Northern Ireland

Creation Date: 07-May-2025

Employment Type: Permanent, Full time

Ref #: 1234571573

Description & Requirements

Role Title: FRS Analyst

Department: Specialty

Team: Financial Risk Solutions

Location: London

Type: Permanent

About the Role:

FRS is looking for a motivated candidate to join their team as an Analyst to support portfolio growth, particularly in the Short-Term Trade Solutions business. The successful candidate will support underwriters in developing and expanding multi-buyer trade credit and receivables finance in Europe. No specific experience in these products is required, but knowledge of trade credit, receivables/payables finance, and buyer risk underwriting would be advantageous.

The position reports to CCPRM’s Credit Risk Manager and works closely with the Head of Multi Buyer Trade Credit (MBTC) Europe.

About the Department & Team:

Financial Risk Solutions (FRS) underwrites credit and political risks through Lloyd’s of London and on Company insurance paper, relating to non-payment, non-performance, and political perils. Clients include banks, corporates, trading companies, export credit agencies, and multilaterals.

The Country, Credit & Portfolio Risk Management (CCPRM) team manages country and credit risk exposures, recommending risk appetite within a comprehensive risk management framework.

Key Responsibilities:

• Perform financial and credit analysis on buyers/obligors to assess creditworthiness and determine credit limits.
• Analyze risks in transactions and liaise with underwriters to understand deal structures.
• Provide internal/shadow ratings for buyers/obligors and validate external ratings.
• Monitor macroeconomic, sovereign, and industry risk trends.
• Liaise with external data providers.
• Assist in setting exposure limits based on detailed analysis.
• Maintain aggregation systems and assist in reporting.
• Support development of MBTC technology platform and risk strategies.
• Conduct ad-hoc research and develop monitoring tools.

Skills and Experience:

• Effective team collaboration and engagement skills.
• Proactive problem-solving, analytical mindset, and attention to detail.
• Knowledge of international affairs, finance, and market conditions.
• Understanding of financing structures and financial instruments.
• Flexibility and adaptability in a fast-paced environment.
• Experience in credit risk analysis, ideally in insurance, banking, or related sectors.
• Excellent communication skills.
• Strong Excel skills; familiarity with Tinubu and D&B is a plus.
• Experience in Emerging Markets is advantageous.

About Liberty Specialty Markets (LSM):

Part of Liberty Mutual Insurance Group, LSM offers global insurance and reinsurance services. We value our people, promoting diversity, inclusion, and a healthy work-life balance.