Credit Analyst

cer Financial; London; On-site; GBP 100,000 - 125,000; Full time

Job summary

A London-based bank is seeking a Credit Analyst on a contract basis. The role involves analyzing credit applications and managing relationships with marketing officers, while ensuring risk assessments align with the bank's policies. The ideal candidate will possess strong experience in credit management, particularly within international banking, and have a solid understanding of corporate finance and trade operations.

Qualifications

• Experience in a credit management role within major international bank.
• Strong working knowledge of corporate loan and trade finance products.
• Ability to work independently and manage transaction deadlines.

Responsibilities

• Analyze deals/customers for credit applications timely.
• Manage interactions with marketing officers for analysis completion.
• Collaborate with risk disciplines for comprehensive risk assessment.

Skills

Credit analysis

Risk management

Stakeholder influence

Trade finance

Corporate loan knowledge

Education

Experience in credit management

Job description

Social network you want to login/join with:

Credit Analyst
City of London
Contract
£200 – £230 per day

cer Financial are working alongside a bank who are based in the City of London. They are seeking a Credit Analyst to work with them on a contract.

The Responsibilities of a Credit Analyst Will Include:

· To analyse deals/customers from credit perspective for credit applications of mainly Financial Institutions, such as Banks, Insurance and Non-Bank FI as well as sovereign, and to obtain approval in timely manner in Credit Department.
· Proactively managing the interaction and communication with marketing officers, obtaining requisite information in order to complete the analysis, discuss and agree applicable conditions and instructions.
· Attend meetings with marketing officers, articulate risk perception and appetite for a transaction / counterparty in line with bank’s policies and procedures.
· Maintaining active focus on working with front office deal teams to ensure promise-keeping delivery to clients including internal approval process.
· Work collaboratively with other risk disciplines (market risk, operational risk, reputation risk) where appropriate to ensure enterprise-wide view of risk is considered for a counterparty, portfolio, asset class etc.

The Successful Credit Analyst Will Have:

· Experience in a credit management role within major international bank.
· Experience of undertaking sovereign analysis, bank, insurance and asset management credit analysis in a structured manner enabling clear identification and articulation of risk issues, and how these are mitigated.
· Evidence of the ability to work independently in order to manage actively transactions deadlines, with early escalation to senior management of material issues.
· Partnering with key stakeholders and influencing senior management principally within the credit department and front office units.
· Strong working knowledge of corporate loan, trade finance, and derivative products including appropriate documentation and current market trend.
· Possible experience of a front office / marketing role and knowledge of key players in the corporate and trade finance market is an advantage.