Compliance Officer

Jobtailor; Greater London; On-site; GBP 55,000 - 85,000; Full time

Job summary

Jobtailor is seeking a compliance professional to provide day-to-day advice across retail banking activities and to review financial promotions under FCA rules. You will monitor regulatory developments and help implement the bank’s compliance framework, including policies and controls.

You will conduct monitoring and thematic reviews, support regulatory change programmes, and assist with product governance and regulatory reporting.

Qualifications

• Solid understanding of FCA Handbook components (PRIN, Consumer Duty, DISP, COBS), plus CONC/BCOBS where applicable.
• Experience reviewing and approving financial promotions under FCA rules.
• Experience providing pragmatic compliance advice to frontline teams.

Responsibilities

• Provide day-to-day compliance advice across retail banking activities.
• Review and approve financial promotions.
• Monitor regulatory developments and advise on impact.
• Support the bank's wider compliance framework, policies and controls.
• Conduct compliance monitoring and thematic reviews with remediation tracking.
• Assist with regulatory change programmes and new FCA guidance implementation.
• Support product governance and new product approval processes.

Skills

Compliance knowledge

Regulatory change management

Stakeholder management

Analytical thinking

Communication skills

Governance

Training delivery

Education

ICA Diploma or Advanced Certificate in Compliance

Job description

Responsibilities

• Provide day-to-day compliance advice across retail banking activities
• Review and approve financial promotions
• Monitor regulatory developments
• Support the bank's wider compliance framework
• Support the implementation and maintenance of the bank's compliance framework, including policies, procedures and controls
• Conduct compliance monitoring and thematic reviews, identifying areas for improvement and tracking remediation
• Advise on regulatory change and assist with implementing new FCA rules and guidance
• Support product governance and new product approval processes
• Assist with regulatory risk assessments and compliance reporting
• Provide compliance input into projects, change initiatives and business transformation activities
• Deliver compliance training and raise regulatory awareness across the business
• Support internal and external audits and regulatory enquiries where required
• Assist with the investigation of compliance incidents and breaches
• Maintain effective relationships with key stakeholders across Marketing, Product, Operations, Legal, Risk and Customer Services

Requirements

• Experience gained within Compliance in a UK retail consumer bank or regulated financial services firm
• Demonstrable experience reviewing and approving Financial Promotions under FCA rules
• A good working knowledge of the FCA Handbook, including PRIN, Consumer Duty, DISP, and Financial Promotion rules (including COBS where relevant), plus CONC (desirable for consumer lending businesses) and BCOBS where applicable
• Confidence providing pragmatic compliance advice to first-line business teams
• A solid grounding in compliance monitoring, regulatory risk management and governance
• Strong stakeholder management and communication skills
• The ability to balance regulatory requirements with commercial objectives
• Excellent written, analytical and organisational skills
• Experience within consumer lending, savings, current accounts or other retail banking products (desirable)
• Experience supporting regulatory change programmes (desirable)
• Knowledge of vulnerable customer requirements (desirable)
• A professional compliance qualification (such as the International Compliance Association Diploma or Advanced Certificate, or equivalent) (desirable)
• Experience interacting with the Financial Conduct Authority (desirable)

ATS Optimization Keywords

Below are skills and terms extracted directly from this job posting to improve Applicant Tracking System (ATS) visibility. This unique feature helps candidates tailor their applications more effectively — a feature exclusive to JobTailor job listings.

Hard Skills

• Compliance Framework Implementation
• Regulatory Change Implementation
• Thematic Reviews
• Regulatory Risk Assessments
• Compliance Reporting

Soft Skills

• Communication Skills
• Analytical Skills
• Organisational Skills
• Relationship Management
• Pragmatic Advice

Certifications & Qualifications

• International Compliance Association Diploma
• Advanced Certificate