Commercial Underwriter

Lawes Consulting Group; Colchester; On-site; GBP 30,000 - 35,000; Full time

Job summary

Lawes Consulting Group is seeking an experienced Underwriter to join the Colchester team. You will manage renewal and new business cases, pricing risk, and work closely with brokers to support divisional objectives.

The ideal candidate has a commercial underwriting background and a proven track record in developing trading relationships. The role offers UK-wide broker interaction, opportunities to influence underwriting decisions, and a clear path for professional progression in commercial

Qualifications

• Must be able to assess risk and price accordingly.
• Strong negotiation and relationship-building with brokers.
• Demonstrated ability to sell and trade insurance products.
• Excellent organisational skills and attention to detail.
• Clear, concise written and verbal communication.

Responsibilities

• Manage own renewal and new business cases within authority.
• Refer cases to more experienced underwriters when needed.
• Keep accurate records of underwriting decisions.
• Follow prescribed processes and standard work.
• Support QA through case reviews when required.
• Work towards retention, conversion, rate and loss ratio targets.
• Build and maintain relationships with broking partners nationally.
• Demonstrate negotiation skills to aid conversion with brokers.
• Keep knowledge up-to-date on relevant technical topics.
• Collaborate with regional offices and other parts of the organisation.

Skills

Strong risk perception

Effective negotiation skills

Confident selling and trading skills

Strong organisational skills

Clear and effective communication

Education

Minimum A Level standard

Progress towards Cert CII

Job description

Job Title: Underwriter Salary: £30,000 - £35,000

Location: Colchester | Maidstone | Manchester

PURPOSE OF THE ROLE

Lawes Consulting Group are working with a well-established insurance business seeking an experienced Underwriter to join their team in Colchester.

This is a great opportunity for a commercially minded underwriter to achieve income and profit objectives through the delivery of efficient case underwriting, working closely with brokers and internal stakeholders to support divisional strategy and financial plan objectives.

RESPONSIBILITIES

• Manage own cases (renewal and/or new business), writing within appetite and underwriting authority.
• Handle referral cases for Underwriters and Apprentices with less experience, adhering to individual authority level.
• Maintain accurate records and documentation of all underwriting decisions.
• Adopt and adhere to company-prescribed processes, best practice and standard work.
• Support QA procedures by conducting case reviews when required, ensuring technical procedures and standards are followed.
• Work towards divisional retention, conversion, rate and loss ratio targets.
• Establish and maintain strong personal relationships with broking partners to enhance the company's standing and presence nationally.
• Display strong negotiation skills to aid conversion and relationships with all key brokers.
• Maintain and enhance personal knowledge of relevant technical topics.
• Work collaboratively with other parts of the organisation, including regional offices.

EXPERIENCE

• Minimum of 2 years' experience in underwriting.
• Experience working in the Commercial Insurance industry.
• Proven track record of successfully developing and maintaining effective trading relationships.
• Experience working across functions and matrix organisations to collaborate and build strong relationships.
• Consistently achieving goals and objectives within a structured, organised and planned manner.

SKILLS

• Strong risk perception and ability to price risk accordingly.
• Effective negotiation skills — flexible and appropriate in approach.
• Confident selling and trading skills.
• Strong organisational skills with operational effectiveness and efficiency.
• Clear and effective communication, both written and verbal.

EDUCATION / QUALIFICATIONS

• Minimum A Level standard preferred.
• Progress towards Cert CII preferred.