Commercial Trading Underwriter

TN United Kingdom; Perth; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

An exciting opportunity awaits for an experienced Commercial Trading Underwriter to join a dynamic UK-wide team. In this pivotal role, you will manage relationships with brokers, ensuring compliance and enhancing efficiencies within delegated authority schemes. Your expertise in underwriting will be crucial as you analyze risks and provide technical support. This role offers a competitive salary package, including bonuses and generous benefits, within a supportive environment that values diversity and flexible working arrangements. Join us in making a difference while advancing your career in a forward-thinking company.

Benefits

Generous pension scheme with up to 14% contribution

29 days holiday plus bank holidays

Discounts on Aviva products and retailers

Free Aviva shares annually

Flexible benefits including sustainability options

Comprehensive wellbeing support

Paid volunteering days

Qualifications

• Proven experience in Commercial Motor and/or Property & Liability underwriting.
• Strong relationship management skills and ability to handle complex risks.

Responsibilities

• Provide technical referral support for Brokers and lower license holders.
• Monitor overall Delegated Authority Schemes performance and compliance.

Skills

Commercial Motor Underwriting

Commercial Property Underwriting

Relationship Management

Risk Analysis

Communication Skills

Presentation Skills

Job description

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Commercial Trading Underwriter - Salary between £40,000 and £60,000

We currently have an opportunity for an experienced Commercial Trading Underwriter to join our UK-wide Delegated Authority/Schemes team.

As an Underwriter in this team, you will be responsible for servicing brokers with delegated authority for specific commercial insurance schemes. This role involves managing business relationships and being the main point of contact for referrals outside the broker’s delegated authority.

You will work closely with brokers and customers to understand their needs, using data and insights to improve performance and profitability. You will also collaborate with brokers to enhance efficiencies and support growth.

This role is suitable for an experienced Underwriter, either from a broker or insurer background, who is passionate about developing their career and enjoys nurturing relationships for mutual benefit.

A bit about the job:

1. Provide technical referral support for Brokers and lower license holders, aligned with our Underwriting Strategy and customer/broker value.
2. Monitor overall Delegated Authority Schemes performance and contribute to Aviva’s strategy.
3. Ensure compliance with regulatory requirements related to Delegation of Underwriting authority.
4. Implement material changes to Delegated Authority Schemes, including documentation, UW Guide, pricing, and wordings.
5. Identify profitable development opportunities within individual Delegated Authority Schemes.

Skills and experience we’re looking for:

• Proven experience in Commercial Motor and/or Commercial Property & Liability underwriting.
• Strong relationship management skills.
• Ability to handle complex risks and technical referrals, supporting and mentoring junior team members.
• Excellent risk analysis, communication, and presentation skills for brokers and customers.
• Confidence to lead and challenge Broker partners to achieve mutually beneficial outcomes.

What you’ll get for this role:

1. Our purpose - "with you today, for a better tomorrow" - reflects our commitment to investing in our colleagues.
2. Starting salary between £40,000 and £60,000, depending on location, skills, experience, and qualifications.
3. Bonus opportunity of 10% of annual salary, based on performance.
4. Generous pension scheme with up to 14% contribution from Aviva.
5. 29 days holiday plus bank holidays, with options to buy or sell up to 5 days.
6. Discounts on Aviva products (up to 40%) and other retailers.
7. Up to £1,200 of free Aviva shares annually through our Matching Share Plan and Share in the Success schemes.
8. Supportive policies including parental and carer’s leave.
9. Flexible benefits, including sustainability options like cycle to work.
10. Opportunity to make a difference through Aviva Communities and paid volunteering days.
11. Comprehensive wellbeing support and tools.

Learn more and calculate your total Aviva Reward by entering your salary into our calculator.

Aviva is for everyone:

We embrace diversity and welcome applications from all backgrounds and experiences. Even if you don’t meet every requirement, we encourage you to apply. We support flexible working arrangements, including part-time and job sharing, to suit our employees’ needs.

Our flexible working options include location, hours, and working patterns, with most employees spending about 50% of their time in the office, balancing flexibility and collaboration.