Commercial Trading Underwriter

TN United Kingdom; Bristol; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

An established industry player is seeking a skilled Commercial Trading Underwriter to join their dynamic team. In this role, you will manage broker relationships, providing essential support and insights to enhance performance and profitability. Your expertise in underwriting will be pivotal as you navigate complex risks and mentor junior team members. With a commitment to diversity and flexible working arrangements, this opportunity offers a supportive environment where your contributions will make a significant impact. Join a forward-thinking company that values your professional growth and well-being.

Benefits

Generous pension scheme

29 days holiday plus bank holidays

Up to 40% discount on Aviva products

Free Aviva shares annually

Paid volunteering days

Flexible benefits including cycle-to-work

Supportive parental and carer’s leave policies

Qualifications

• Proven experience in Commercial Motor and Property underwriting.
• Strong relationship management and risk analysis skills.

Responsibilities

• Provide technical referral support for Brokers and lower license holders.
• Identify profitable development opportunities within Delegated Authority Schemes.

Skills

Commercial Motor Underwriting

Commercial Property Underwriting

Relationship Management

Risk Analysis

Communication Skills

Mentoring

Job description

Social network you want to login/join with:

Commercial Trading Underwriter - Salary between £40,000 and £60,000

We currently have an opportunity for an experienced Commercial Trading Underwriter to join our UK-wide Delegated Authority/Schemes team.

As an Underwriter in this team, you will be responsible for servicing brokers with delegated authority for specific commercial insurance schemes. This role involves managing business relationships and being the main point of contact for referrals outside the broker’s delegated authority.

You will work closely with brokers and customers to understand their needs, using data and insights to improve performance and profitability. You will also collaborate with brokers to enhance efficiencies and support growth.

This role is suited for an experienced Underwriter, either from a broker or insurer background, who is passionate about developing their career and enjoys nurturing mutually beneficial relationships.

About the job:

1. Provide technical referral support for Brokers and lower license holders, aligned with our Underwriting Strategy and customer/broker value.
2. Be knowledgeable of overall Delegated Authority Schemes performance and contribute to Aviva’s strategy.
3. Understand regulatory requirements related to Delegation of Underwriting authority.
4. Implement material changes to Delegated Authority Schemes, including documentation, UW Guide, pricing, and wordings.
5. Identify profitable development opportunities within individual Delegated Authority Schemes.

Skills and experience we’re looking for:

• Proven experience in Commercial Motor and/or Commercial Property & Liability underwriting.
• Strong relationship management skills.
• Ability to handle complex risks and technical referrals, supporting and mentoring junior team members.
• Well-developed skills in risk analysis, communication, and presentation to brokers and customers.
• Confidence to lead and challenge Broker partners to achieve mutually beneficial outcomes.

What you’ll get for this role:

Our purpose — "with you today, for a better tomorrow" — reflects our commitment to our colleagues. We invest in our people and offer numerous benefits.

Salary: £40,000 to £60,000 (depending on location, skills, experience, and qualifications).

Bonus opportunity: Up to 10% of annual salary, based on performance.

Generous pension scheme: Up to 14% employer contribution.

29 days holiday plus bank holidays, with options to buy or sell up to 5 days.

Up to 40% discount on Aviva products and other retailer discounts.

Up to £1,200 of free Aviva shares annually through our Matching Share Plan and Save As You Earn scheme.

Supportive policies, including parental and carer’s leave.

Flexible benefits, including sustainability options like cycle-to-work.

Participate in our Aviva Communities with 3 paid volunteering days.

We prioritize your wellbeing with support and tools.

Learn more and calculate your total Aviva Reward using our salary calculator.

Aviva is for everyone:

We embrace diversity and welcome applications from all backgrounds and experiences. Even if you don’t meet every requirement, we encourage you to apply. We support flexible working arrangements, including part-time and job sharing.

Our flexible work locations, hours, and patterns are designed to suit our customers, business, and colleagues. Most of our team spend around 50% of their time in the office, balancing flexibility with collaboration.