Commercial Lines Underwriter - Kimberley

Placements24; Watnall; On-site; GBP 20,000 - 27,000; Full time

Benefits offered by this job

Competitive salary package

Medical aid and retirement fund

Generous annual leave

Ongoing training and development

Supportive team environment in Kimberl

Job summary

Placements24 is seeking a diligent Commercial Lines Underwriter for a branch-based role in Kimberley, Northern Cape. The role focuses on evaluating, pricing, and placing commercial risks for SMEs, with emphasis on property, casualty, and liability coverages.

You will work closely with brokers to deliver underwriting excellence and profitable portfolio growth. The successful candidate will have 4–6 years in commercial lines underwriting, strong analytical abilities, and a customer-centric

Qualifications

• Diploma in Insurance or equivalent professional experience.
• 4–6 years of experience in commercial lines underwriting.
• Ability to assess and underwrite a range of commercial risks (property, general liability, business interruption).
• Strong understanding of commercial insurance contracts, policy wordings and regulatory requirements.

Responsibilities

• Underwrite new and renewal commercial insurance policies for varied businesses.
• Analyze client information, financials, loss histories, and site inspections to determine terms and pricing.
• Develop and manage a profitable commercial portfolio for the Northern Cape region.
• Build strong relationships with brokers and clients in Kimberley and provide underwriting guidance.
• Monitor market trends and regulatory changes impacting coverage.
• Collaborate with claims and internal teams to ensure effective risk management.

Skills

Commercial underwriting

Analytical skills

Negotiation

Communication skills

Microsoft Office

Underwriting systems

Education

Diploma in Insurance

Business Studies

Tools

Underwriting software

Microsoft Office

Job description

About the Role

Our client, a dynamic and growing insurance company, is seeking a diligent and experienced Commercial Lines Underwriter to join their team in **Kimberley, Northern Cape**. This is an exciting opportunity to contribute to the success of a key regional office, working primarily from the **Kimberley** branch. You will be responsible for evaluating, selecting, and pricing a range of commercial insurance risks, including property, casualty, and liability for small to medium-sized enterprises. The role requires a strong understanding of commercial insurance principles, risk assessment, and market dynamics within the **Northern Cape** region. The successful candidate will work closely with brokers to build strong relationships, provide expert underwriting advice, and ensure profitable portfolio growth. We are looking for an individual with excellent analytical skills, a customer-centric approach, and a commitment to maintaining high underwriting standards. This office-based position is ideal for someone looking to make a significant impact in a regional setting.

Key Responsibilities

• Underwrite new and renewal commercial insurance policies, assessing risks associated with businesses across various industries.
• Analyze client information, financial statements, loss histories, and site inspections to determine appropriate terms, conditions, and pricing.
• Develop and manage a profitable portfolio of commercial insurance business for the **Northern Cape**.
• Build and maintain strong, collaborative relationships with brokers and clients in the **Kimberley** area.
• Provide clear and concise underwriting advice and technical support to brokers.
• Negotiate terms and conditions to secure new business and retain existing clients.
• Monitor market trends, competitor activities, and regulatory changes impacting commercial insurance.
• Collaborate with claims and other internal departments to ensure effective risk management.
• Ensure accurate and efficient policy processing, documentation, and data management.
• Contribute to team efforts and departmental goals.

Requirements

• A relevant tertiary qualification (e.g., Diploma in Insurance, Business Studies) or equivalent professional experience.
• A minimum of 4-6 years of experience in commercial lines underwriting.
• Proven ability to assess and underwrite various commercial insurance risks (e.g., property, general liability, business interruption).
• Solid understanding of commercial insurance contracts, policy wordings, and regulatory requirements.
• Excellent analytical, decision-making, and problem-solving skills.
• Strong communication, negotiation, and interpersonal skills.
• Ability to work independently and effectively within a team environment.
• Proficiency in underwriting systems and Microsoft Office Suite.
• A strong work ethic and commitment to professional development.
• Must reside in or be willing to relocate to **Kimberley**, Northern Cape.

Benefits

• Competitive salary package based on experience and qualifications.
• Performance-based incentives and bonuses.
• Comprehensive medical aid and retirement fund benefits.
• Generous annual leave and other paid time off.
• Opportunities for ongoing training and professional development in commercial insurance.
• Work within a supportive team environment in **Kimberley**.
• Career growth prospects within a reputable insurance organization.