Commercial Financial Analyst

Red Funnel; Southampton; On-site; GBP 40,000 - 65,000; Full time

Job summary

Red Funnel is seeking a Commercial Financial Analyst to support strategic and operational decisions across the business. You will work closely with the Head of FP&A to provide financial insight and enable informed decisions for growth and risk management.

You will own cashflow forecasting, liquidity reporting and scenario modelling, delivering clear insights to senior leaders and boards. This role combines deep financial analysis with practical commercial impact in a dynamic Isle of Wight-based

Qualifications

• Strong FP&A, commercial finance or financial analysis experience.
• Advanced Excel and financial modelling skills.
• Excellent analytical and problem-solving capability.

Responsibilities

• Own and develop our cashflow forecasting and liquidity reporting.
• Maintain debt and covenant forecasting models and support lender reporting.
• Analyse revenue, yield, pricing, customer and route profitability trends.
• Deliver scenario modelling and sensitivity analysis to support key business decisions.
• Support forecasts, budgets and long-term planning activities.
• Produce insightful reporting for senior leaders and Board discussions.

Skills

FP&A experience

Advanced Excel

Analytical thinking

Data interpretation

Commercial finance

Job description

At Red Funnel, we're proud to be Wonderfully Different and deliver a lifeline service for the Isle of Wight. Behind every sailing is a network of talented people working together to make a difference, and this is an exciting time to join us!

We have big plans for the future and are looking for a Commercial Financial Analyst to join us on that journey and help shape our strategic and operational decisions across the business.

Dare to be Different

Working closely with our Head of FP&A and senior stakeholders, you'll provide the financial insight that helps Red Funnel understand performance, manage risk, optimise revenue and plan for the future.

What you'll do

• Own and develop our cashflow forecasting and liquidity reporting
• Maintain debt and covenant forecasting models and support lender reporting
• Analyse revenue, yield, pricing, customer and route profitability trends
• Deliver scenario modelling and sensitivity analysis to support key business decisions
• Support forecasts, budgets and long-term planning activities
• Produce insightful reporting for senior leaders and Board discussions

What you'll bring

• Strong FP&A, commercial finance or financial analysis experience
• Advanced Excel and financial modelling skills
• Excellent analytical and problem-solving capability
• The ability to turn complex data into clear, actionable insights
• A proactive and commercially curious mindset

Why join Red Funnel?

This is a fantastic opportunity to combine financial expertise, commercial insight and strategic thinking in a role that genuinely influences business success.

You’ll be joining a business that proudlyWonderfully Different, where your analysis will help shape decisions that impact our customers, colleagues and the communities we serve every day.

To find out more visit: redfunnel.co.uk/careers