Commercial Finance Analyst

Card Factory; Wakefield; Hybrid; GBP 40,000 - 54,000; Full time

Job summary

Card Factory is seeking a Commercial Finance Analyst to join our Finance team, supporting IT, the Transformation Office (TO) and project teams. You’ll blend hands-on management accounting with business partnering, building budgets and forecasts and explaining financial performance.

Hybrid role with 2 days per week in our Wakefield office. You’ll turn financial information into insights that help the business manage costs and guide investment decisions, while evolving reporting tools for timely,

Qualifications

• A good understanding of management accounting, project finance and financial analysis.
• Relevant finance experience including month-end reporting, budgeting and forecasting; IT/transformation/project teams experience is an advantage.
• Strong analytical and Excel skills with ability to produce robust analysis and clear management information.
• Understanding of cost centre and project reporting, accruals, prepayments, and Capex vs Opex.
• Curious, proactive approach with ability to investigate results and challenge assumptions constructively.
• Ability to translate financial data into clear conclusions, risks and action.
• Strong written and verbal communication to build relationships with budget holders and project managers.

Responsibilities

• Support the production of accurate monthly management accounts for IT and the Transformation Office; assist with accruals, prepayments and month-end reporting.
• Work with Finance Business Partner, budget holders and Project Managers on monthly cost centre and project reviews; explain variances and risks.
• Support budgeting and forecasting for operating and capital expenditure; report on project costs and financial benefits.
• Help improve reporting tools and processes to ensure information is timely and easy to use for finance and non-finance colleagues.

Skills

Management accounting

Project finance

Financial analysis

Month-end reporting

Budgeting

Forecasting

IT finance

Excel skills

Cost centre reporting

Capex vs Opex

Curiosity

Proactivity

Critical thinking

Financial communication

Risk analysis

Education

Professional accounting qualification (study)

Job description

About the Role

Join our Finance team as a Commercial Finance Analyst supporting IT, the Transformation Office (TO) and project teams. This exciting opportunity combines hands‑on management accounting with business partnering. You’ll build reliable budgets and forecasts, explain financial performance, and track project costs and benefits. You’ll turn financial information into clear insights that help the business manage costs and make informed investment decisions.

Please note, this is a hybrid role with 2 days per week in our Wakefield office

What you’ll do

You’ll support the production of accurate monthly management accounts for IT and the Transformation Office (TO). This includes helping ensure project costs are correctly recorded and supporting accruals, prepayments and month‑end reporting. Working with the Finance Business Partner, budget holders and Project Managers, you’ll support monthly cost centre and project reviews. You’ll analyse spend and explain variances, highlighting risks, opportunities and future commitments.

You’ll support budgeting and forecasting for operating and capital expenditure, with clear reporting on project costs and financial benefits. You’ll use financial analysis to support business cases and investment decisions. Working with the Finance Business Partner, you’ll also support appropriate accounting treatment for project expenditure. Alongside this work, you’ll improve reporting tools and processes so that information is accurate, timely and easy for finance and non‑finance colleagues to use.

What you’ll bring

• A good understanding of management accounting, project finance and financial analysis. Previous or ongoing study towards a professional accounting qualification would be an advantage
• Relevant finance experience, including month‑end reporting, budgeting and forecasting; experience supporting IT, transformation or project teams would be an advantage
• Strong analytical and Excel skills, with the ability to produce accurate, robust analysis and clear management information
• Understanding of cost centre and project reporting, accruals and prepayments, and the distinction between capital and operating expenditure
• A curious, proactive approach, with the confidence to investigate unexpected results and challenge assumptions constructively
• Ability to translate financial data into clear conclusions, risks, opportunities and recommended actions
• Strong written and verbal communication skills, with the ability to build effective relationships with budget holders, Project Managers and finance colleagues