Commercial Agricultural Underwriter

Geo Underwriting; Harrogate; On-site; GBP 40,000 - 65,000; Full time

Job summary

Everywhen seeks an experienced Underwriter specializing in Commercial/Agricultural/Motor risks to join our Harrogate team. You will underwrite farm risks, manage renewals, and build strong broker relationships while maintaining regulatory compliance and high service standards.

The role focuses on technical decision-making, risk follow-up, and ongoing professional development within a fast-growing underwriting business.

Qualifications

• Experience underwriting agricultural risks.
• Solid knowledge of specialist markets and products.
• Understanding of the legal and regulatory insurance landscape.
• Ability to communicate clearly and build broker relationships.
• Proactive approach balancing technical accuracy with commercial decisions.

Responsibilities

• Underwrite and administer risks across new business, renewals and midterm adjustments within delegated limits.
• Produce accurate, compliant documentation across underwriting stages.
• Demonstrate proactive follow-up on risks with high technical standards.
• Develop and enhance technical skills and underwriting knowledge.
• Deliver high‑quality underwriting in line with QC framework.
• Trade confidently to meet productivity goals.
• Build and maintain strong internal and external relationships.
• Contribute to business development, growth and change initiatives.
• Ensure all activities meet group standards, service standards and regulatory requirements.

Skills

Underwriting agricultural risks

Cert CII (preferred)

Specialist market knowledge

Regulatory insurance landscape

Communication & relationship building

Proactive, balanced decision-making

Education

Cert CII (preferred)

Job description

Join a fast‑growing, specialist underwriting team shaping the future of UK agriculture.

We’re looking for an experienced Commercial/ Agricultural / Motor Underwriter to join our team in our Harrogate office. If you thrive in a dynamic trading environment, have solid experience underwriting farm risks, and enjoy building strong broker relationships, we want to hear from you.

Geo Agriculture is a dynamic and fast-growing specialist underwriting business. Our proposition is centred on technical and service excellence, product coverage, fair and consistent pricing, and our trusted claims service.

What You Will Do As a Underwriter

• Underwrite and administer risks across new business, renewals and midterm adjustments within Delegated Underwriting Authority limits.
• Produce accurate, compliant documentation across all stages of the underwriting process.
• Demonstrate proactive follow‑up on risks and maintain a high standard of technical decision‑making.
• Develop and enhance your technical skills, continuously progressing your underwriting licence and product knowledge.
• Deliver high‑quality underwriting in line with our Quality Control framework.
• Trade confidently and effectively to meet productivity goals.
• Build and maintain strong internal and external relationships.
• Contribute positively to ongoing business development, growth, and change initiatives.
• Ensure all activities meet Group business standards, service standards, and regulatory requirements.

What We Are Looking For In a Underwriter

We are specifically seeking an experienced Underwriter with Farm Underwriting experience. Ideally, you will bring:

• Proven experience underwriting agricultural risks
• Cert CII (preferred)
• A comprehensive level of specialist market and specialist product knowledge
• A solid understanding of the legal and regulatory insurance landscape
• Confident communication and relationship‑building skills
• A proactive approach, with the ability to balance technical accuracy and commercial decision‑making

Everywhen is an equal opportunities employer, with a growing and thriving diversity, equity and inclusion strategy; we are committed to a working environment that is free from discrimination, is inclusive, and empowers our people to bring their whole self to work and reach their full potential.

If your application is successful, we will conduct relevant employment checks prior to you commencing employment with us. These will include verifying your recent employment, address, credit history and a standard criminal record check.

As an Everywhen colleague, you will be expected to uphold our values, act professionally and respectfully towards others, and contribute to a workplace where everyone is treated with dignity and respect. We expect all colleagues to help maintain an environment free from bullying, harassment, victimisation and other inappropriate behaviours, supporting our commitment to an inclusive and high‑performing culture.

Please note: We may close a vacancy prior to the publish end date if the required quality or number of applications has been received.