Client Risk Analyst - AI-Enhanced Risk & Portfolio Insights

Modulr Finance Limited; Greater London; Hybrid; GBP 65,000 - 85,000; Full time

Benefits offered by this job

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Annual discretionary bonus

Flexible benefits

Wellbeing app

33 days annual leave

Two-day onboarding ModStart

Company-wide events

Bike to work

Job summary

Modulr Finance Limited is seeking a proactive risk professional to own client and partner portfolios across distribution channels, applying a six-pillar risk framework. You will form independent views, elevate material risks, and help protect customers while supporting regulatory compliance.

You will lead open-source research, develop risk indicators, and collaborate with senior stakeholders to improve risk assessment through AI-powered tooling. A strong data mindset is essential.

Qualifications

• Analytical judgement to weigh incomplete information and reach defensible conclusions.
• Strong written communication, recording findings clearly for others to follow.
• Confidence engaging with external counterparties and internal stakeholders at all levels under commercial pressure.
• Comfort working with data—reading management information and spotting trends in spreadsheets and reports.

Responsibilities

• Conduct risk assessments across client portfolios and identify emerging risks early.
• Lead oversight meetings with clients and partners, challenge weak controls and track remediation to completion.
• Perform open-source research and assurance testing to verify client information and assess control effectiveness.
• Develop and interpret key risk indicators to turn portfolio data into clear management information for senior stakeholders.
• Support compliance with FCA and DNB regulatory requirements and assist with regulatory reviews and audits.
• Contribute to the design of AI-assisted approaches to client risk assessment.

Skills

Analytical thinking

Written communication

Stakeholder engagement

Data literacy

Tools

Spreadsheets

Reporting tools

Job description

Modulr Finance Limited is seeking a proactive risk professional to own client and partner portfolios across distribution channels, applying a six-pillar risk framework. You will form independent views, elevate material risks, and help protect customers while supporting regulatory compliance.

You will lead open-source research, develop risk indicators, and collaborate with senior stakeholders to improve risk assessment through AI-powered tooling. A strong data mindset is essential.