Client Fund Analyst

allpay Limited; Hereford; Hybrid; GBP 32,000 - 46,000; Full time

Benefits offered by this job

Pension scheme

Income protection

Life assurance

Private Healthcare

Learning & development opportunities

On-site amenities

Job summary

allpay Limited in Hereford is seeking a Client Fund Analyst to support accurate client funds management and payment operations in a fast-paced fintech setting. You will report to the Client Fund Team Leader and perform reconciliations, process payments, and deliver day-to-day financial support across the business.

The role requires GCSE English & Maths, strong analytical skills, and excellent Excel proficiency, with clear communication and a proactive approach to continuous improvement.

Qualifications

• GCSEs in English and Mathematics at Grade C/4 or above.
• Strong analytical and reconciliation skills with attention to detail.
• Ability to prioritise workload, work independently and meet deadlines in a fast-paced environment.
• Excellent communication with stakeholders (financial and non-financial).
• Proficiency in Microsoft Excel, Word and Outlook.

Responsibilities

• Manage payment submissions with data accuracy and timely processing.
• Perform daily reconciliations and address discrepancies; produce accurate reports.
• Provide first-line support for financial processing systems and investigate issues.
• Monitor fund movements to ensure accuracy and compliance; escalate risks as needed.
• Assist with process improvement and maintain procedural documentation.
• Build relationships with internal teams and external partners for wider finance activities.
• Analyse financial data and trends to identify risks and opportunities.

Skills

Analytical skills

Reconciliation

Attention to detail

Communication skills

Excel proficiency

Education

GCSE English & Maths

Tools

Microsoft Excel

Microsoft Word

Outlook

Job description

About The Role

allpay Limited are one of the UK’s fastest‑growing Fintech organisations, recognised for our expertise in payments and financial services. We have also successfully diversified into a range of complementary sectors, making this an exciting time to join our business.

We are looking for a Client Fund Analyst to join our dedicated Client Fund team based in Hereford. This is an excellent opportunity to develop your finance and payments expertise within a face paced fintech environment, supporting the accurate management of client funds and payment operations.

You will be part of a collaborative, professional, and highly detail-focused team that prides itself on accuracy, strong controls, and delivering exceptional service to both internal and external stakeholders.

Reporting to the Client Fund Team Leader, you will play a key role in ensuring the accurate and timely processing of payments, performing financial reconciliations, supporting chargeback activity, and providing operational finance support across the business.

Within this role some of your key duties will include:

• Manage payment submissions, ensuring data accuracy, timely processing, and correct settlement alignment.
• Perform daily reconciliations, resolve discrepancies, and produce accurate reports to maintain the integrity of client funds and scheme balances.
• Provide first-line support and guidance for financial processing systems, investigating issues and helping to maintain efficient day-to-day operations.
• Monitor fund movements to ensure accuracy, compliance, and adherence to internal controls, escalating risks and issues where appropriate.
• Support continuous improvement initiatives by reviewing financial processes, assisting with testing activities, and helping to develop clear and effective procedural documentation.
• Build effective working relationships with internal teams and external partners, supporting wider finance activities and business continuity requirements when needed.
• Analyse financial data and operational trends, identifying discrepancies, risks, and opportunities to improve accuracy, efficiency, and control within Client Fund processes.

About You

To be successful in this role you will have:

Essential

• GCSEs (or equivalent) in English and Mathematics at Grade C/4 or above.
• Strong analytical and reconciliation skills with excellent attention to detail and a high level of accuracy.
• Proven ability to prioritise workload, work independently, and meet deadlines within a fast-paced environment.
• Excellent communication skills, with the ability to build effective working relationships with both financial and non-financial stakeholders.
• Strong IT skills, with proficiency in Microsoft Excel, Word, and Outlook.
• A positive and proactive approach, with a focus on continuous improvement and problem solving.
• Ability to handle sensitive and confidential information with discretion and integrity.
• Ability to build effective working relationships and collaborate as part of a wider team.

Desirable

• Knowledge of FCA CASS rules and/or payment scheme rules, including Bacs, Visa, and Mastercard.
• Experience working within financial services, payments, e-money operations, or a regulated environment.
• Experience analysing financial or operational data to identify trends, discrepancies, and opportunities for improvement.
• Experience working with high-volume transactions, reconciliations, or payment processing.

About Us

Why Join allpay?

People are at the heart of allpay, and we are proud to offer a competitive benefits package. This includes, Defined contribution group pension scheme, Income protection, Life assurance, Private Healthcare and a wide range of health and wellbeing options, as well as excellent Learning and Development opportunities.

On-Site Amenities at Hereford

• Subsidised Café & Restaurant - Enjoy great food and quality coffee at discounted prices in our staff-only café and restaurant.
• Staff Gym - Free access to our on-site gym, making it easy to fit exercise into your day.
• The Sidings - Our on-site farm shop and café, open to the public, offering fresh local produce and a relaxed space to unwind.

These amenities mean you can enjoy a healthy lunch, fit in exercise before or after work, and take quality breaks without needing to travel.

Think You Need to Tick Every Single Box? You Really Don't

We welcome brilliant people from all backgrounds, identities and experiences, including those who think differently, learn differently, or bring unique approaches to problem-solving. Different minds make our teams stronger.

If you would benefit from any adjustments or support during the recruitment process, whether that's extra time, a quieter space, a different format, or something else that helps you shine, just let us know. We're here to make the process work for you.

Recruitment Agency Information

While we work with excellent recruitment agencies, we are selective about who we engage with. CVs will only be accepted once contractual terms and campaign agreements have been formally approved by our People Team.

To ensure fairness and compliance, CVs must not be submitted via email. Unsolicited CVs, including those from existing partners, will not be considered and will be treated as a free gift. If we choose to engage with these candidates, no fees will be payable, and submission implies acceptance of these terms. We appreciate your support in maintaining a smooth and transparent recruitment process.

We are a company committed to Equal Opportunities.

All roles at allpay Limited are subject to successful background checks including a DBS and Credit Check.