CDD High Risk Vertical Analyst

Realex Payments; City Of London; On-site; GBP 65,000 - 90,000; Full time

Job summary

Realex Payments is seeking a CDD High Risk Vertical Analyst to join our Compliance and Risk Enablement team and help shape the future of global commerce. You will review high-risk sectors and support onboarding with robust risk controls.

You will partner with business leaders, legal and merchant teams, keeping pace with Wolfsberg standards and card network rules to protect customers and the business.

Qualifications

• Minimum of 3 years' experience in a compliance or risk management.
• Understanding of legal and regulatory requirements for customer due diligence.
• Knowledge of Wolfsberg standards & card network rules.
• Experience in the payments industry.
• Familiarity with high-risk vertical regulations such as gambling, crypto, money transmission.

Responsibilities

• Perform due diligence reviews across high-risk sectors including cryptocurrency, gambling, marketplaces, money transmission and payment facilitators.
• Drive strategic partnerships to accelerate growth while mitigating risk across the Enterprise portfolio.
• Manage relationships with business leaders, legal, compliance and external merchants.
• Collaborate with 2nd line Compliance, Risk and Legal to ensure regulatory adherence and operational impact management.
• Identify complexities in high-risk models and ensure appropriate skills, tools and methods for onboarding.

Skills

Analytical skills

Strategic thinking

Risk management

Communication

Stakeholder management

Job description

Make your mark at one of the biggest names in payments. We're looking for a CDD High Risk Vertical Analyst to join our ever evolving Compliance and Risk Enablement team and help shape the future of global commerce.,

• Perform due diligence reviews across high-risk sectors including Cryptocurrency, Gambling, Marketplaces, Money Transmission and Payment Facilitators, amongst others.
• Drive strategic partnerships to accelerate the growth and mitigate the risk across our Enterprise portfolio.
• Manage relationships with business leaders, legal, compliance and external merchants.
• Collaborate with 2nd line Compliance, Risk and Legal to ensure adherence to regulatory requirements and industry best practice whilst managing operational impact for both tactical and strategic initiatives.
• Identify complexities in high-risk models and ensure the right skills, tools, and analytical methods are used for onboarding.

Continuous Improvement

• Support the development of compliance and risk frameworks to enhance operational efficiency. This includes contribution to, or where necessary the creation of, practical controls and standard operating procedures (SOPs).
• Collaborate with commercial teams to identify and assess operational challenges related to Merchant growth, including monitoring and reporting. Balancing commercial objectives whilst maintaining operational adherence.
• Support and implement key initiatives across impacted Operational business units.

Relationship Management

• Develop and maintain an open and positive relationship with internal and external stakeholders, as necessary.
• Create a customer focused culture that has a clear understanding of risk and an innovative can-do mindset that achieves both the regulatory objectives and a good customer experience.

Training and Development

• Where necessary, attend and contribute to relevant meetings, such as those focused on risk and compliance to represent and understand the operational impact for strategic initiatives.
• Keep up with global regulatory changes to better understand operational risks.
  Minimum of 3 years' experience in a compliance or risk management.

• A demonstrable understanding of legal and regulatory requirements pertaining to customer due diligence, Wolfsberg industry standards & card network rules
• Experience in the payments industry.
• Knowledge of high-risk vertical regulations such as gambling, payment facilitators, cryptocurrency and money transmission.
• You have a strong practical understanding of the importance of a rigorous control environment.
• A strategic thinker with the ability to identify, mitigate and communicate risks and issues that could impact the organisation and the customer experience.
• Ability to build a positive culture of continuous improvement and learning, encouraging professional development opportunities and knowledge sharing initiatives.
• Ability to maintain strong relationships with stakeholders at all levels of the organisation, ensuring effective communication and alignment.
• Highly analytical and strong problem-solving skills, with the ability to interpret complex data and make informed decisions.
  Globalpayers think like a client, act like an owner and win as one team. We're curious and innovative - always finding better ways to deliver impact. We empower each other to make decisions, and it's our passion that drives excellence in everything we set out to do.