Bridging Underwriter - Work From Home 3-Days Per Week

D&R Recruitment Limited; Manchester; Hybrid; GBP 45,000 - 52,000; Full time

Job summary

A leading specialist lender in Manchester seeks a Bridging Underwriter to assess and approve loan applications secured on property. This role requires expertise in underwriting and understanding of UK property markets, offering a competitive salary with performance-related bonus and strong growth potential.

Benefits

Private healthcare

Enhanced pension

Generous holiday allowance

Modern office space

Clear path for progression

Qualifications

• 2+ years of experience underwriting bridging loans or similar property-backed lending.
• Strong understanding of UK property markets and lending risk.
• Able to analyse complex credit and legal documentation.

Responsibilities

• Assess and approve short-term loan applications secured on property.
• Conduct detailed risk assessments on borrowers and assets.
• Ensure all loans comply with policy and regulatory standards.

Skills

Attention to detail

Analytical skills

Decision-making

Communication

Job description

Bridging Underwriter - Work From Home 3-Days Per Week

Bridging Underwriter - Work From Home 3-Days Per Week

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D&R Recruitment Limited provided pay range

This range is provided by D&R Recruitment Limited. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

Direct message the job poster from D&R Recruitment Limited

Senior Recruitment Consultant - Property, Finance and Financial Planning - Member of REC.

3-days WFH

£45,000 plus comprehensive benefits and performance related bonus

Manchester area.

A leading specialist lender with a reputation for innovation and integrity, offering bespoke bridging solutions to brokers and borrowers; with strong funding lines and a rapidly expanding loan book, is now looking to strengthen its underwriting team with a driven and detail-focused Bridging Underwriter.

Bridging Underwriter, The Role

As a Bridging Underwriter, you'll play a crucial role in assessing and approving short-term loan applications secured on residential and commercial property. You’ll be responsible for managing cases from initial enquiry through to completion, ensuring that all loans are underwritten in line with risk appetite, policy, and regulatory standards.

• Underwrite bridging loan applications from start to finish within agreed SLAs.
• Conduct detailed risk assessments on borrowers, assets, and exit strategies.
• Review valuations, credit reports, legal documents, and KYC/AML data.
• Liaise with brokers, solicitors, valuers, and internal teams to facilitate completions.
• Make sound credit decisions and present cases to credit committee where required.
• Maintain accurate records and ensure full compliance with lending policy and regulation.

Bridging Underwriter, About You

• 2+ years of experience underwriting bridging loans or similar property-backed lending.
• Strong understanding of UK property markets and lending risk.
• Able to analyse complex credit and legal documentation.
• Excellent attention to detail and confident decision-maker.
• Proactive communicator with strong relationship-building skills.
• Thrives in a fast-paced, high-volume environment.

Why Join?

• Join a dynamic lender with ambitious growth plans and a strong market presence.
• Competitive base salary with performance bonus.
• Private healthcare, enhanced pension, and generous holiday allowance.
• Hybrid/flexible working options and modern office space. 3-days per week at home.
• Clear path for progression and professional development.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance

• Industries

  Financial Services and Real Estate

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