Bridging Underwriter - Work from home 3-days per week

JR United Kingdom; Warrington; Hybrid; GBP 45,000 - 52,000; Full time

Job summary

A fast-growing specialist lender seeks a detail-oriented Bridging Underwriter to assess and approve short-term loan applications. This role, allowing 3 days of work from home weekly, offers a competitive salary of £45,000 plus benefits, including private healthcare and a clear career progression path.

Benefits

Private healthcare

Enhanced pension

Generous holiday allowance

Performance bonus

Clear path for progression

Qualifications

• 2+ years of experience underwriting bridging loans.
• Strong understanding of UK property markets and lending risk.
• Ability to analyze complex credit and legal documentation.

Responsibilities

• Underwrite bridging loan applications from start to finish.
• Conduct detailed risk assessments on borrowers and assets.
• Liaise with brokers, solicitors, and valuers.

Skills

Attention to detail

Credit analysis

Relationship building

Risk assessment

Job description

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Bridging Underwriter - Work from home 3-days per week, warrington, cheshire

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Client:

D&R Recruitment Limited

Location:

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

3

Posted:

31.05.2025

Expiry Date:

15.07.2025

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Job Description:

3-days at home per week

£45,000 plus comprehensive benefits and performance related bonus

Manchester area.

A fast-growing, specialist lender with a reputation for innovation and integrity, it offers bespoke bridging solutions to brokers and borrowers across the UK. With strong funding lines and a rapidly expanding loan book, it is now looking to strengthen its underwriting team with a driven and detail-focused Bridging Underwriter.

Bridging Underwriter, The Role

As a Bridging Underwriter, you'll play a crucial role in assessing and approving short-term loan applications secured on residential and commercial property. You’ll be responsible for managing cases from initial enquiry through to completion, ensuring that all loans are underwritten in line with risk appetite, policy, and regulatory standards.

• Underwrite bridging loan applications from start to finish within agreed SLAs.
• Conduct detailed risk assessments on borrowers, assets, and exit strategies.
• Review valuations, credit reports, legal documents, and KYC/AML data.
• Liaise with brokers, solicitors, valuers, and internal teams to facilitate completions.
• Make sound credit decisions and present cases to credit committee where required.
• Maintain accurate records and ensure full compliance with lending policy and regulation.

Bridging Underwriter, About You

• 2+ years of experience underwriting bridging loans or similar property-backed lending.
• Strong understanding of UK property markets and lending risk.
• Able to analyse complex credit and legal documentation.
• Excellent attention to detail and confident decision-maker.
• Proactive communicator with strong relationship-building skills.
• Thrives in a fast-paced, high-volume environment.

Why Join?

• Join a dynamic lender with ambitious growth plans and a strong market presence.
• Competitive base salary with performance bonus.
• Private healthcare, enhanced pension, and generous holiday allowance.
• Hybrid/flexible working options and modern office space. 3-days per week at home.
• Clear path for progression and professional development.