Associate, Securitised Products Group, LBCM

Lloyds Banking Group; Greater London; Hybride; GBP 70 000 - 120 000; Plein temps

Avantages offerts par ce poste

Pension up to 15%

Annual bonus

Share schemes

Discounted shopping

28 days holiday

Résumé du poste

Lloyds Banking Group in London is seeking an Associate for the Securitised Products Group. You will be client-facing in origination, structuring and execution, supporting transactions across FI, corporate and specialist finance sectors.

The role emphasizes assets like autos, RMBS and BNPL, with broad exposure to deal lifecycle. You will work with teams across Global Markets to identify opportunities, develop client relationships and deliver high-quality materials, while balancing multiple

Qualifications

• 2+ years securitisation and/or structured lending experience with analytical focus
• Experience supporting transactions through multiple deal stages
• Understanding of deal structures, credit risk and legal documentation
• Strong Excel cashflow modelling and data analysis skills
• Clear written and verbal communication, stakeholder management

Responsabilités

• Support FI, Corporate and Specialist Finance sectors across autos, RMBS, consumer, BNPL and related assets
• Work with coverage and Global Markets to identify and develop new business opportunities
• Involve in origination, structuring, execution and ongoing transaction management
• Prepare client materials and participate in client engagement activities
• Collaborate with team members to deliver efficient deal execution

Connaissances

Securitisation experience

Financial modelling

Excel

Analytical skills

Communication

Formation

Bachelor's degree in finance or related field

Outils

Excel

Description du poste

End Date Friday 20 November 2026 Salary Range £0 - £0

We support flexible working - click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

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Job Description

JOB TITLE: Associate, Securitised Products Group, LBCM

SALARY: Competitive package available

LOCATION: London

HOURS: Full-time

WORKING PATTERN: Our work style is hybrid, which involves spending four days per week, or 80% of our time, at one of our office sites

What you'll be doing

You’ll join a client-facing origination, structuring and execution team, with a long-established position of prominence in the UK and broader European securitisation markets.

Within Lloyds Bank Corporate Markets (LBCM), the Securitised Products Group (SPG) are currently looking for two Associate Directors to join them within both the Corporate and Consumer teams. SPG are part of the Lloyds Bank Corporate Markets (LBCM) Global Markets business, based in London (and New York). The team provides both syndicated and bilateral asset-backed funding (alongside derivatives) to FI, corporate and specialist finance clients, as well as structuring, marketing and distributing public asset backed securities (ABS) globally.

As an Associate, you’ll support clients across FI, Corporate and Specialist Finance sectors, predominantly focused on autos, RMBS, consumer, BNPL, and certain esoteric asset classes, also extending to other asset classes regularly originated by corporate and non-bank financial originators. You’ll work closely with team members and colleagues across coverage and Global Markets to identify and develop new business opportunities.

You’ll be involved across the full transaction lifecycle: from origination and structuring through to execution and ongoing transaction management - taking accountability for certain workstreams and supporting senior colleagues. The role offers broad exposure, including financial modelling and data analysis, structuring considerations, building client relationships, transaction execution, along with preparation and delivery of client materials. You’ll also play an active role in supporting origination and client engagement activity.

We know that strong candidates may not meet every requirement listed below. If this role is of interest, we would encourage you to apply.

Why join us

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone.

What we're looking for

• 2+ years relevant securitisation and/or structured lending experience with an analytical or structuring focus, within a financial institution, rating agency or in an equivalent setting
• A background in execution, with experience supporting transactions through multiple stages of the deal lifecycle
• An understanding of deal structures, credit risk, legal documentation and typical originators
• Good analytical skills and proficiency in Excel, with experience of cashflow modelling and data analysis
• Clear written and verbal communication skills
• Ability to build relationships and effectively manage a variety of stakeholders, coupled with a collaborative approach to client delivery
• Well organised, with the ability to manage multiple deliverables and prioritise effectively
• And any experience of these would be really useful
• Experience with related asset classes - autos, RMBS, consumer, BNPL, and other specialty assets
• Public RMBS / ABS experience
• Private securitisation lending / warehouse experience
• Experience preparing credit or committee papers
• Additional experience of other common modelling platforms

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 28 days' holiday, with bank holidays on top
• A range