Associate Director - Core Origination & Structuring - Real Estate

Lloyds Banking Group; Greater London; Hybrid; GBP 90.000 - 130.000; Vollzeit

Benefits dieser Stelle

Pension up to 15%

Annual bonus

Share schemes

Wellbeing initiatives

Parental leave

Zusammenfassung

Lloyds Banking Group seeks an Associate Director for Core Origination & Structuring in Real Estate. The role focuses on shaping financing solutions, building client relationships and driving sustainable growth across the UK commercial real estate market.

You will work with Relationship Directors to identify opportunities, structure deals, and support transactions from initial opportunity to completion, balancing risk and return while collaborating with multiple product teams.

Qualifikationen

• 3+ years' experience in the UK Real Estate sector.
• Knowledge of market trends, credit risk, debt structuring, legislation and government influence.
• Strong communication, collaboration and client relationship skills.
• Experience in Corporate and Institutional Banking or a comparable financial services environment is a plus.
• Knowledge of MiFID, Financial Promotions and FCA requirements.

Aufgaben

• Build client relationships and help win new business.
• Identify opportunities, build prospect pipelines and secure new mandates.
• Develop strong relationships with senior clients and create financing solutions balancing risk and return.
• Support transactions from opportunity through to completion, including financial analysis, structuring, due diligence and negotiating terms.
• Collaborate across Coverage, Origination & Structuring, Asset Management, Capital Markets and product teams to deliver client solutions.
• Support ESG and Net Zero ambitions for clients.

Kenntnisse

Credit assessment

Debt structuring

Client relationships

Communication

Collaboration

Jobbeschreibung

End Date
Tuesday 17 November 2026

Salary Range
£0 - £0

We support flexible working

Flexible Working Options

Hybrid Working, Job Share

Job Description

Job Title: Associate Director- Core Origination & Structuring - Real Estate

Location: London / Manchester / Birmingham

Hours: Full-Time

Working Pattern: Our work style is hybrid, which involves spending at least three days per week or 60% of our time, at one of our office sites.

About this Opportunity

This is an exciting opportunity to join our newly established Core Origination & Structuring team and help shape our approach to the UK commercial real estate market. You'll work closely with the Director and Associate, building client relationships, supporting sustainable growth and delivering tailored financing solutions.

You’ll help grow our commercial real estate business by working with Relationship Directors to identify opportunities, build prospect pipelines and win new business. You’ll develop strong relationships with senior clients and use your credit and structuring expertise to create financing solutions that meet client needs while balancing risk and return.

You’ll support transactions from initial opportunity through to completion. This will include financial analysis, structuring, due diligence and negotiating commercial terms. You’ll help ensure high standards across credit, pricing, documentation, governance and risk management.

Collaboration will be key. You’ll work with colleagues across Coverage, Specialist Origination & Structuring, Asset Management, Capital Markets and product teams to bring together the right expertise for clients. You’ll also help clients progress their environmental, social and governance (ESG) and Net Zero ambitions.

As part of a new team, you’ll have the opportunity to influence how we work, contribute to our strategic direction and support colleagues to develop and succeed.

Why Lloyds Banking Group?

We're on an exciting journey to transform our Group and the way we're shaping finance for good. We're focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone, make change happen and challenge the status quo. Sound like you?

What we’re looking for?

3+ years' experience in the UK Real Estate sector, including developer, investor and living-sector markets, with knowledge of market trends, credit risk, debt structuring, legislation and government influence.

Good credit assessment and debt structuring experience, developing commercial financing solutions that balance risk, return and client outcomes.

Strong communication, collaboration and client relationship skills, with experience influencing stakeholders across teams.

And any experience of these would be great:

Experience in Corporate and Institutional Banking or a comparable financial services environment

Knowledge of the Markets in Financial Instruments Directive (MiFID), Financial Promotions and Financial Conduct Authority (FCA) requirements

We know that great talent comes from many backgrounds. Whilst this advert may reference specific experience, we recognise that skills are developed in different ways, so if you have relevant, transferable experience, we encourage you to apply.

About Working For Us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we're committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

Benefits

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Join us and grow with purpose!

This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing 'significant harm' to customers. Due to this, successful candidates will be subject to enhanced levels of vett