Associate Director, Core CRE Origination & Structuring

Lloyds Banking Group; Birmingham; On-site; GBP 90,000 - 130,000; Full time

Job summary

Lloyds Banking Group is expanding its Core Origination & Structuring team to shape the UK's commercial real estate market. You will work with senior colleagues to build client relationships, identify opportunities and deliver tailored financing solutions.

The role involves financial analysis, structuring, due diligence and negotiating terms to balance risk and return. You will collaborate with multiple teams to meet client needs and support ESG goals.

Qualifications

• 3+ years' experience in the UK Real Estate sector, including developer, investor and living-sector markets, with knowledge of market trends, credit risk, debt structuring, legislation and government influence.
• Good credit assessment and debt structuring experience, developing commercial financing solutions that balance risk, return and client outcomes.
• Strong communication, collaboration and client relationship skills, with experience influencing stakeholders across teams.

Responsibilities

• In partnership with the Director and Associate, build client relationships and support sustainable growth.
• Identify opportunities, grow prospect pipelines and win new business in the UK commercial real estate market.
• Develop relationships with senior clients and use credit and structuring expertise to tailor financing solutions.
• Support transactions from opportunity through completion, including financial analysis, structuring, due diligence and negotiations.
• Maintain high standards across credit, pricing, documentation, governance and risk management.
• Collaborate with Coverage, Specialist Origination & Structuring, Asset Management, Capital Markets and product teams.
• Help clients progress ESG and Net Zero ambitions.

Skills

3+ years in UK Real Estate sector

Credit risk

Debt structuring

Client relationship skills

Stakeholder influence

Collaboration across teams

Job description

Lloyds Banking Group is expanding its Core Origination & Structuring team to shape the UK's commercial real estate market. You will work with senior colleagues to build client relationships, identify opportunities and deliver tailored financing solutions.

The role involves financial analysis, structuring, due diligence and negotiating terms to balance risk and return. You will collaborate with multiple teams to meet client needs and support ESG goals.