Analyst - Real Estate

Investec plc; City Of London; Hybrid; GBP 35,000 - 65,000; Full time

Job summary

An established industry player is seeking a Corporate Real Estate Analyst to join their dynamic team. This role is pivotal in managing property loans across residential and commercial markets, ensuring the smooth operation of the loan book while collaborating with various stakeholders. The ideal candidate will possess a strong work ethic, market knowledge, and a proactive attitude towards client management. With a culture that fosters collaboration and innovation, this position offers a unique opportunity to make a significant impact in a supportive environment. If you're ready to take your career to the next level, this could be the perfect fit for you.

Benefits

Wellbeing Subsidy

Corporate Gym Membership

Virtual GP

Discretionary Bonus

Life Assurance

Critical Illness Protection

Season Ticket Loan

Electric Vehicle Scheme

Optional Private Medical Insurance

Optional Dental Insurance

Qualifications

• Strong work ethic and ability to perform under pressure.
• Knowledge of property market and business risks.

Responsibilities

• Manage existing loan book and facilitate new deal opportunities.
• Conduct detailed analysis of new deals and financial assessments.

Skills

Work Ethic

Market Knowledge

Client Management

Proactive Attitude

Regulatory Knowledge

Integrity

Cultural Behaviours

Education

Degree in Finance, Economics, or related field

Tools

CRM System

Job description

Investec is a distinctive Specialist Bank serving clients principally in the UK and South Africa. Our culture gives us our edge: we work hard to find colleagues who'll think out of the ordinary and we put them in environments where they'll flourish. We combine a flat structure with a focus on internal mobility. If you can bring an entrepreneurial spirit and a desire to learn and collaborate to your work, this could be the boost your career deserves.

Team Description

This role is within the Corporate Real Estate division, which provides residential and commercial development and investment finance to institutional and private clients. The successful candidate will work closely with Real Estate Consultants to support lending to large corporates and real estate funds.

Role Overview

The Corporate Real Estate Analyst will assist in the origination and maintenance of property loans in both the residential and commercial markets. This position is critical for managing the existing loan book and facilitating new deal opportunities.

Key Responsibilities

1. Loan Book Management:
   • Oversee the existing loan book, including annual reviews, development drawdowns, loan extensions, increases, and ad hoc client requests.
2. Collaboration:
   • Liaise with Operations, Valuers, Monitoring Surveyors, Onboarding, Credit, Legal Counsel, and Consultants to manage the loan book and progress new deal opportunities.
3. Financial Modelling:
   • Build cash flow models, prepare term sheets, and draft papers for potential new deals, addressing pricing, leverage, covenants, security, etc.
4. Deal Analysis:
   • Conduct detailed analysis of new deals, including scenario and sensitivity testing.
5. Financial Analysis:
   • Perform financial assessments of sponsors, guarantors, contractors, and other parties involved in transactions.
6. Legal Process Support:
   • Assist the team with the legal process following Credit approval, working alongside Legal Counsel, Operations, and Onboarding to complete transactions.
7. CRM Management:
   • Manage the team's CRM system and become familiar with the bank's other systems used for deal management.

Core Skills and Knowledge

• Work Ethic: Strong work ethic with the ability to perform under pressure.
• Market Knowledge: Knowledge of the property market and ability to identify relevant material business risks.
• Client Management: Ability to handle demanding clients and work within tight deadlines.
• Proactive Attitude: A proactive approach to delivering exceptional service for clients.
• Regulatory Knowledge: Understanding of relevant compliance considerations, including the regulatory environment and associated processes.
• Integrity: Commitment to acting with integrity and embracing the philosophy of treating customers fairly.
• Cultural Behaviours: Strong cultural behaviours of cooperation, collaboration, respect for others, and the ability to engage in open and honest dialogue while embracing diversity.

Additional Attributes (Helpful but Not Essential)

• Previous property lending experience is advantageous.

As part of our collaborative & agile culture, our working week is 4 days in the office and one day remote.

Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work.

Benefits

Wellbeing: Wellbeing Subsidy, Corporate Gym Membership, Virtual GP, Peppy Health App (Fertility, Menopause and Early Parenthood), Optional Private Medical & Dental Insurance.

Monetary: Non-contributory Pension & Discretionary Bonus.

Life & Income Protection: Life Assurance, Critical Illness & Income Protection.

Travel: Season Ticket Loan & Electric Vehicle Scheme.

Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation.

Research shows that some candidates can be reluctant to apply to a role unless they meet all the criteria. We pride ourselves on our entrepreneurial spirit here and welcome you to do the same – if the role excites you, please don't let our person specification hold you back. Get in touch!

Recite Me: We commit to ensure that everyone is fairly assessed during our recruitment process. To assist candidates in completing their application form, Recite Me assistive technology is available on our Careers pages. This can be accessed by clicking on the ‘Accessibility Options' link at the top of the page.

The Recite Me tool includes a screen reader, styling and customisation options, a series of reading aids, a translator and more.

If you have any form of disability or neurodivergent need and require further assistance in completing your application, please contact the Careers team at [email protected] who will be happy to assist.