AML & Financial Crime Associate

SMBC Group; Greater London; Hybrid; GBP 60,000 - 90,000; Full time

Benefits offered by this job

Hybrid and flexible working

Competitive paid leave days

Private medical insurance

Life and disability insurance

Mental wellbeing support

Job summary

SMBC Group in London is seeking an Associate to join the Analytics Team within the Financial Crime Management Group (FCMG). You will support day-to-day operation of transaction monitoring and reporting, acting as a first point of contact for operational queries and issues.

You will produce and reconcile MI and dashboards across multiple data sources. The role offers hybrid working, collaboration across internal teams, and exposure to sanctions, fraud and due diligence processes in a regulated

Qualifications

• Strong analytical and data literacy skills, with the ability to identify patterns, anomalies and discrepancies.
• Advanced proficiency in Microsoft Excel, supported by strong Word, PowerPoint and written communication skills.
• Proactive, organised and detail-oriented, with the ability to manage deadlines and work collaboratively across multiple systems and teams.

Responsibilities

• Support the operation of a transaction monitoring and reporting solution designed to strengthen financial crime monitoring, sanctions risk management and the wider financial crime control framework.
• Provide day-to-day operating model support, assist with issue resolution, and coordinate between teams under the direction of the Team Lead.
• Act as a first point of contact and provides day‑to‑day support for internal systems, with guidance from the Team Lead.
• Liaise with external vendors to help coordinate licence allocation, system access and issue resolution.
• Work across multiple internal systems and data sources to support analysis, reconciliation and reporting activity.
• Support stakeholders across financial crime teams, helping to coordinate queries, updates and operational activities.
• Assist with recurring and ad hoc reporting, MI and dashboards to support financial crime, transaction monitoring and customer activity review processes.
• Communicate clearly, both verbally and in writing, contributing to analytical outputs, reporting packs and stakeholder updates.

Skills

Analytical thinking

Data literacy

Excel proficiency

Written communication

Cross-functional collaboration

Tools

Word

PowerPoint

Job description

Select how often (in days) to receive an alert:

SMBC: A trusted partner for the long term

Here at SMBC Group, we want to help you find the next step in your career so read on to discover if this opportunity is the one for you. We like to recognise potential in our people, so we welcome your application even when your experience doesn’t perfectly align with the job description. Whilst we’ll always strive to be better, we’re proud of our inclusive culture, and encourage our applicants and colleagues to be their authentic, unique selves.

Who we are

United by a sense of purpose towards our customers – to be a trusted partner for the long-term – and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Role Summary

Is the next step in your career atSMBC Group EMEA? The Financial Crime Management Group (FCMG) is looking for an Associate to join our Analytics Team to support the day-to-day operation of financial crime transaction monitoring and reporting capabilities, acting as a first point of contact for operational queries and issues. Produce and reconcile management information and analytical outputs while coordinating activities across financial crime teams and data sources.

Essentials of the Role

• Provide first-line support for system queries, access requirements and operational issues, escalating where appropriate.
  Produce accurate reporting, management information, reconciliations and supporting evidence.
  Coordinate effectively across internal stakeholders, external vendors and multiple financial crime workstreams.
  Candidate Requirements
• Strong analytical and data literacy skills, with the ability to identify patterns, anomalies and discrepancies.
  Advanced proficiency in Microsoft Excel, supported by strong Word, PowerPoint and written communication skills.
• Proactive, organised and detail-oriented, with the ability to manage deadlines and work collaboratively across multiple systems and teams.

Candidate Requirements

• Strong analytical and data literacy skills, with the ability to identify patterns, anomalies and discrepancies.
• Advanced proficiency in Microsoft Excel, supported by strong Word, PowerPoint and written communication skills.
• Proactive, organised and detail-oriented, with the ability to manage deadlines and work collaboratively across multiple systems and teams.

Business Area

The Financial Crime Management Group (FCMG) helps protect SMBC by strengthening the systems, rules, controls and analysis that support financial crime risk management across EMEA. The team focuses on Transaction Monitoring, Sanctions, Fraud and Customer Due Diligence, ensuring detection frameworks remain effective, risk-aligned and continuously improving.

FCMG plays a critical role in SMBC EMEA’s First Line of Defence (1LoD). The Rules & List Management Utility (R&LMU) manages Financial Crime (FC) controls across key domains—Transaction Monitoring (TM), Sanctions, and Fraud—by maintaining and optimising automated detection systems. This includes rule design, configuration, and tuning to align with SMBC’s risk appetite and regulatory requirements across EMEA. The team strengthens SMBC’s FC capability by safeguarding client journeys throughout the lifecycle, leveraging analytics to identify emerging risks and behavioural patterns, and collaborating with Operations, Compliance, and Technology to ensure detection models remain robust and responsive.

In addition to TM, Sanctions, and Fraud, R&LMU supports Client Lifecycle Management (CLM) and Customer Due Diligence (CDD) processes, enhancing onboarding and due diligence controls. Responsibilities include monitoring and tuning CLM/CDD systems, resolving production issues, and acting as a liaison with technology teams to maintain system integrity. OPPD also oversees major transformation initiatives, including deployment of the new cloud-based CDD platform, driving continuous improvement and transparency across EMEA, safeguarding data quality and downstream reporting, and ensuring compliance frameworks support SMBC’s strategic growth objectives.

Beyond operational responsibilities, OPPD teams act as Financial Crime subject matter experts (SMEs) within 1LoD, working closely with Compliance and Internal Audit, our Second and Third Lines of Defence (2LoD and 3LoD) teams, to ensure SMBC’s strategy, policies, and standards are clearly interpreted and implemented in a pragmatic and compliant manner. This collaboration ensures alignment across all lines of defence and supports a strong, sustainable financial crime risk management framework, aligning with the widely accepted 3 Lines of Defence industry best practice.

Position Description

As an Associate, you will:

• Support the operation of a transaction monitoring and reporting solution designed to strengthen financial crime monitoring, sanctions risk management and the wider financial crime control framework.
• Provide day-to-day operating model support, assist with issue resolution, and coordinate between teams under the direction of the Team Lead.
• Act as a first point of contact and provides day‑to‑day support for internal systems, with guidance from the Team Lead.
• Liaise with external vendors to help coordinate licence allocation, system access and issue resolution.
• Work across multiple internal systems and data sources to support analysis, reconciliation and reporting activity.
• Support stakeholders across financial crime teams, helping to coordinate queries, updates and operational activities.
• Assist with recurring and ad hoc reporting, MI and dashboards to support financial crime, transaction monitoring and customer activity review processes.
• Communicate clearly, both verbally and in writing, contributing to analytical outputs, reporting packs and stakeholder updates.

This is a developing capability across financial crime and data analytics, offering the opportunity to build cross-domain experience in a regulated banking environment.

Customer Focus

Driving Change

Driving Results

Judgement and Decision Making

Strategic and Visionary

Trust and Integrity

What we offer

For all the expertise and experience you bring to help us make a difference, it’s only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.

As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:

• Hybrid and flexible working
• Competitive paid leave days
• Benefits to support your physical wellbeing, including private medical insurance and life and invalidity insurance
• Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services
• Access a wide range of learning and development opportunities and career progression opportunities

So, if you like a challenge and want to continuously grow and develop in a role where you will be supported along the way by a dynamic and diverse team,

We recognise our role as a bank to support social change and welcome all applications, including those from groups often under-represented in financial services. We value the uniqueness of professional and personal, backgrounds and perspectives as they play a vital role in continuing the sustainable growth of our organisation. We’ll ensure reasonable adjustments to our recruitment process are offered due to a disability or long-term condition whenever requested.

We are committed to transparent and equitable pay practices. Compensation is determined using objective criteria, including skills, experience, and role responsibilities, and applied consistently throughout our recruitment processes. We do not request candidates' pay history and are committed to preventing unjustified pay disparities.

About SMBC

A trusted partner for the long term
United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, we deliver a full suite of corporate finance products and solutions to our customers, including corporate, structured and trade finance, leveraged finance, loan market and treasury products. We can also provide investment banking and advisory services and a range of innovative solutions in global capital markets.
Find out more about what we do and who we are at https://www.smbcgroup.com/emea/careers