AML & CDD Risk Monitoring Analyst

Checkout Ltd; Greater London; Hybrid; MXN 800,000 - 1,000,000; Full time

Job summary

Checkout.com is seeking a Periodic Review Due Diligence Specialist to conduct AML periodic and event-driven reviews of merchants and sub-merchants, ensuring owner structures, activity and documentation are accurate and compliant. You will assess risk ratings and manage cases from start to finish with clear, evidence-based commentary.

You’ll join a fast-paced team, supporting the monitoring framework, escalating when needed, and contributing to process improvements while collaborating across

Qualifications

• 1–2 years' relevant experience in AML/CDD context.
• Strong understanding of AML, KYC, KYB, CDD and EDD principles.
• Ability to review and interpret corporate documents and ownership structures.
• Strong analytical and investigative skills to identify red flags.
• Ability to make structured decisions in line with policy and procedural requirements.
• Excellent written communication for case notes, RFIs and stakeholder updates.

Responsibilities

• Conduct end-to-end AML periodic reviews and AML event driven reviews of merchants and sub merchants in line with internal procedures, policy requirements and review timelines.
• Review merchant information including ownership structure, business activity, line of business, processing activity, regional exposure and supporting documentation to ensure and confirm that the customer profile remains accurate and complete.
• Assess whether the merchant’s risk rating and due diligence level remain appropriate based on current information and review findings.
• Complete required review actions within the relevant internal systems and tools, including Salesforce and Fircosoft Compliance Link.
• Manage periodic review cases from assignment through closure, ensuring statuses, sub-statuses, notes, evidence and outcomes are accurately maintained.
• Raise and manage Requests for Information (RFIs) with merchants, account managers or internal stakeholders where documents or clarifications are required.
• Perform enhanced due diligence reviews where required for higher-risk merchants, including analysis of risk triggers, supporting documentation and rationale for final decisions.
• Escalate cases appropriately where review findings, risk indicators or policy triggers require secondary review or approval.
• Maintain clear, accurate and audit-ready case commentary, review notes and evidencing to support decisions taken.
• Immediately escalate unusual or suspicious activity in line with internal reporting obligations.
• Support quality, control and continuous improvement initiatives by highlighting process gaps, tool issues, documentation weaknesses and operational inefficiencies and suggesting solutions.
• Contribute to consistent decision-making, knowledge sharing and strong operational discipline across the periodic review team.

Skills

AML & KYC

CDD & EDD

Ownership structures

Analytical thinking

Decision making

Written communication

Stakeholder management

Case management tools

Attention to detail

Tools

Salesforce

Fircosoft Compliance Link

Internal platforms

Job description

Checkout.com is seeking a Periodic Review Due Diligence Specialist to conduct AML periodic and event-driven reviews of merchants and sub-merchants, ensuring owner structures, activity and documentation are accurate and compliant. You will assess risk ratings and manage cases from start to finish with clear, evidence-based commentary.

You’ll join a fast-paced team, supporting the monitoring framework, escalating when needed, and contributing to process improvements while collaborating across