AML Analyst

TN Recruits; West Malling; On-site; GBP 45,000 - 65,000; Full time

Benefits offered by this job

Private healthcare

Discretionary bonus scheme

25 days annual leave + bank holidays

Life assurance

Gym membership contribution

Free parking

Job summary

TN Recruits is seeking an AML Analyst to join its Risk & Compliance team. The role focuses on strengthening AML controls, guiding CDD/EDD, and supporting financial crime initiatives across the business. You will work with senior stakeholders to improve risk rating frameworks and drive process improvements.

The ideal candidate has AML/KYC or Financial Crime experience, strong analytical skills, and the ability to manage confidential information while communicating effectively.

Qualifications

• Experience in AML/KYC or Financial Crime within financial services.
• Strong understanding of AML regulations and financial crime risks.
• Experience conducting CDD and EDD reviews.
• Knowledge of SARs and escalation processes.
• Ability to assess customer risk and identify AML concerns.
• Excellent attention to detail and investigative mindset.
• Strong communication and stakeholder management skills.

Responsibilities

• Enhance processes for identifying AML and financial crime risks.
• Provide guidance on CDD and EDD requirements.
• Support informed AML and financial crime decisions.
• Develop and enhance customer risk rating methodologies.
• Deliver actions from AML and financial crime reviews.
• Conduct periodic reviews of higher‑risk customers and accounts.
• Investigate internal AML referrals and suspicious activity.
• Produce MI relating to financial crime on a monthly/quarterly basis.

Skills

AML/KYC

Analytical thinking

Stakeholder management

Regulatory compliance

CDD/EDD reviews

Attention to detail

Communication

Investigations

Tools

Microsoft Excel

CIFAS/SIRA/Hunter

Risk & Fraud tooling

Job description

Anti Money Laundering Analyst

We are seeking a highly motivated and detail-oriented AML Analyst to join a growing Risk & Compliance team within a well-established financial services organisation. This is an exciting opportunity for an experienced AML professional to play a key role in strengthening anti-money laundering and financial crime controls across the business. You will act as a subject matter expert on AML matters, providing guidance on customer due diligence requirements, investigating potential financial crime concerns, and supporting the delivery of AML-related projects and initiatives. Working closely with senior stakeholders, including Compliance, Risk, and Financial Crime specialists, you will help drive process improvements, enhance customer risk assessment frameworks, and contribute to the ongoing development of the organisation's AML strategy.

Key Responsibilities

• Enhance processes for identifying AML and financial crime risks through staff awareness and system-generated intelligence.
• Provide guidance on Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) requirements.
• Support the business in making informed AML and financial crime-related decisions.
• Assist in the development and enhancement of customer risk rating methodologies.
• Deliver actions and projects arising from AML and financial crime reviews.
• Conduct periodic reviews of higher-risk customers and accounts.
• Investigate internal AML referrals and suspicious activity concerns.
• Manage overpayment and shortfall-related investigations.
• Produce monthly and quarterly management information (MI) relating to financial crime.
• Support AML training, awareness initiatives, and continuous process improvement activities.
• Undertake ad hoc research and project work as required.

About You

The successful candidate will have previous AML, KYC, or Financial Crime experience gained within a financial services environment and possess strong analytical and investigative skills.

Essential Skills & Experience

• Previous AML, KYC, Financial Crime, or Compliance experience within financial services.
• Strong understanding of AML regulations and financial crime risks.
• Experience conducting CDD and EDD reviews.
• Knowledge of Suspicious Activity Reports (SARs) and escalation processes.
• Ability to assess customer risk and identify potential AML concerns.
• Excellent attention to detail and investigative mindset.
• Strong communication and stakeholder management skills.
• Proficiency in Microsoft Office, including Excel, Word, and PowerPoint.
• Ability to manage confidential and sensitive information appropriately.
• Proactive, organised, and capable of working independently and collaboratively.

Desirable

• Experience within mortgage lending, banking, specialist finance, or lending environments.
• Familiarity with third-party AML screening systems.
• Experience using fraud prevention and detection tools such as CIFAS, SIRA, or Hunter.
• Exposure to AML process improvement projects and customer risk-rating frameworks.

What's on Offer

• Competitive salary
• Discretionary bonus scheme
• Private healthcare
• Generous pension contribution
• 25 days annual leave plus bank holidays
• Life assurance
• Supported professional training and development
• Gym membership contribution
• Free parking
• Regular social and team-building events
• Annual salary review
• Long-term career progression opportunities within Risk, Compliance, and Financial Crime

If you're an AML professional looking to take the next step in your career with a growing and ambitious financial services business, we'd love to hear from you.