AML Analyst

Jobtailor; West Malling; On-site; GBP 50,000 - 80,000; Full time

Job summary

Jobtailor is seeking a proactive AML/KYC professional to guide controls, trainings and risk assessments across financial crime programs.

You will lead AML projects, act as the reference in live cases, and collaborate with senior management on annual reports and enhancements to risk-rating processes.

Qualifications

• Strong hands-on AML and KYC experience in financial services.
• Knowledge of FCA and AML regulation.

Responsibilities

• Provide guidance and support to the business on AML controls, processes and training.
• Lead AML and Financial Crime projects.
• Act as main reference in live cases with AML risks.
• Progress customer risk rating and AML staff training.
• Collaborate with MLRO and Senior Compliance to Annual Reports.

Skills

AML Experience

KYC Experience

Mortgage Industry

Attention to Detail

IT Skills

Interpersonal Skills

Third-Party AML Systems

FCA Regulation

Risk Assessment

Tools

CIFAS

SIRA

Hunter

Word

Excel

PowerPoint

PDF Software

Job description

• Provide guidance and support to the business on anti-money laundering controls, processes and training
• Take the lead on AML and Financial Crime projects
• Act as the main point of reference in live cases where AML risks are identified
• Progress customer risk rating, process enhancement, and AML staff training and awareness projects
• Work with the Senior Risk Manager, Senior Compliance Manager and MLRO on MLRO Annual Reports and related recommendations
• Enhance processes for identifying AML red flags using staff awareness and system data
• Advise on the appropriate level of CDD and EDD for live cases
• Support AML-related business decisions and make recommendations
• Advance customer-book risk-rating capabilities
• Implement projects and actions highlighted by the MLRO Annual Report
• Conduct periodic reviews of higher-risk customers
• Oversee shortfall and over-payment queries
• Investigate internally raised AML suspicions
• Supply monthly and quarterly financial crime MI
• Undertake ad hoc projects and research as directed by the Senior Management Team

Requirements

• Highly motivated individual with exceptional analytical and communication skills
• Strong hands-on AML and KYC experience, ideally gained in financial services
• Previously worked in the financial services/mortgage industry
• Good attention to detail and accuracy
• Excellent IT skills, proficient in Microsoft Word, Excel, PowerPoint and PDF
• Excellent interpersonal, organisational and detail-oriented skills
• Ability to handle sensitive and confidential management issues and information with discretion
• Team player, supportive of others, proactive
• Self-educating, curious, pragmatic and solution-oriented mindset
• Familiarity with third-party AML systems
• Knowledge of fraud detection systems such as CIFAS, SIRA and Hunter
• Understanding of internal and external SARs
• Understanding of FCA and AML regulation
• Ability to assess AML/Financial Crime risk posed by customers and evaluate customer risk ratings
• Keen eye for detail and ability to not take everything at face value

Core Competencies

Demonstrates strong expertise in Anti-Money Laundering (AML) and Know Your Customer (KYC) processes, with a focus on risk assessment, compliance, and financial crime prevention. Proficient in utilizing AML systems and conducting detailed investigations while maintaining high standards of accuracy and confidentiality.

Highest-signal resume keywords

• AML Experience
• KYC Experience
• Financial Crime Risk Assessment
• FCA Regulation Knowledge
• Third-Party AML Systems Familiarity

ATS Optimization Keywords

Hard Skills

• Anti-Money Laundering
• Know Your Customer
• Risk Assessment
• Fraud Detection Systems
• Customer Due Diligence
• Enhanced Due Diligence
• Data Analysis
• Process Enhancement
• Financial Crime Reporting
• Regulatory Compliance

Soft Skills

• Analytical Skills
• Communication Skills
• Attention to Detail
• Interpersonal Skills
• Organizational Skills

Industry Keywords

• Financial Services
• Mortgage Industry
• AML Controls
• Customer Risk Rating
• SARs

Tools & Technologies

• Microsoft Word
• Microsoft Excel
• Microsoft PowerPoint
• PDF Software
• CIFAS
• SIRA
• Hunter