Staff Product Manager [Savings expertise]

Qonto; Paris; Sur place; EUR 80 000 - 100 000; Plein temps

Résumé du poste

Qonto is seeking a Staff Product Manager for Savings to define and launch their first Savings products, including passbook accounts and term deposits. Reporting to Arnaud, the Product Director, this role will shape Qonto's banking offerings across European markets.

The ideal candidate should have a strong track record in savings products, strategic thinking, and the ability to collaborate with regulated stakeholders. The position offers a unique opportunity to work in a pivotal area of Qonto's growth.

Qualifications

• Strong track record as a PM working on passbook accounts, term deposits, or related products.
• Ability to map the Savings landscape and make trade-off decisions.
• Engagement with Risk, ALM, and Compliance as peers.

Responsabilités

• Define the Savings product strategy and align the roadmap with growth goals.
• Build and launch Qonto's first Savings products from concept to scale.
• Collaborate with Engineers, Designers, Market Directors, and other teams.

Connaissances

Savings product experience

Strategic product thinking

Comfort with regulated stakeholders

Regulated product instinct

Strong communication in English

Description du poste

Staff Product Manager – Savings

Join us in defining and launching Qonto's first standalone Savings products—passbook accounts, term deposits, and beyond. As Qonto becomes a bank, Savings sits alongside Credit as a foundational pillar of our next chapter. You'll directly impact deposit growth, customer retention, and the future of our banking offer across European markets and report to Arnaud, Product Director.

What you'll do

• Define the Savings product strategy: Map the competitive landscape and align your roadmap with deposit growth, retention, and bank-level revenue goals. Decide what to build—and what not to build.
• Build and launch Qonto's first Savings products: Passbook, term deposit, account remuneration—take products from 0 to 1 and scale them across European markets.
• Co-construct with Risk and ALM: Partner deeply with Risk and Asset Liability Management teams to build products that are compelling for customers and sound for the balance sheet.
• Navigate regulation without losing velocity: Work hand‑in‑hand with Compliance and Legal on market‑specific regulatory questions. You keep moving when the answer isn’t obvious.
• Collaborate cross‑functionally: Work with Engineers, Designers, Market Directors, and other Product teams to deliver Savings experiences SMEs trust.

What we're looking for

• Savings product experience: Strong track record as a PM working on passbook accounts, term deposits, Money Market Funds, ETFs, or account remuneration. You’ve shipped at least one end‑to‑end product.
• Strategic product thinking: You map the Savings landscape, spot what’s worth building, and call out what isn’t. You think in outcomes and make clear trade‑off decisions.
• Comfort with regulated stakeholders: You engage with Risk, ALM, and Compliance as peers—co‑building when it counts, challenging when necessary, and holding your position in technical trade‑offs.
• Regulated product instinct: Sharp judgement on the balance between commercial ambition, regulatory constraints, and balance‑sheet impact.
• Strong communication in English: You align Engineering, Risk, ALM, Market Directors, and Senior Leadership without losing momentum. French is a plus, not a requirement.

What we can offer you

• A blank page in Qonto's most strategic domain: Savings is one of two foundational pillars—your work will shape it from scratch.
• Real banking product work: Operate at the intersection of banking infrastructure, regulated product design, and emerging tech. This isn’t SaaS feature work—it's balance‑sheet product management.
• Deep cross‑functional collaboration: Work with Product, Risk, ALM, and Compliance squads. Strategic and technical thinking is valued over shipping volume.
• AI at the frontier of regulated products: Observe how AI changes how regulated products are built and shipped, and translate that into product opportunities.

Your future manager

Your manager will be Arnaud, Product Director at Qonto.

• His path: Nearly 6 years at Qonto—joined as Head of Risk in 2022, promoted to Risk Director in 2024, and took on Product Director in 2025. Prior roles include Head of Data at Hokodo, Senior Manager Data & Analytics at KPMG UK, and Data Strategy Manager at Aspen Insurance Group. Holds an Executive Master in Quantitative Finance and an Engineering degree.
• What he brings: A rare combination of risk expertise and product leadership, ensuring what you build is both commercially compelling and financially sound.

Diversity and inclusion

At Qonto, we understand that true diversity isn’t just about ticking boxes. We hire for skills and potential and welcome candidates regardless of background. We have built a discrimination‑free hiring process.

Privacy and data

By applying, you agree that Qonto processes your personal data to assess your application. Your data is kept for up to 2 years in our candidate pool. Read our Privacy Notice for full details.