Staff Product Manager [Cash Flow Management]

Qonto; Paris; Sur place; EUR 70 000 - 90 000; Plein temps

Résumé du poste

Qonto is seeking a Staff Product Manager for Cash Flow Management to enhance financial analytics for SMB owners. Responsibilities include owning the cash flow product, evolving it into richer analytics, and defining key financial intelligence signals across the Qonto experience.

The ideal candidate will have strong product skills, customer empathy, and an AI-native mindset. This role offers an opportunity to scale an already adopted product into something greater, collaborating with various teams.

Qualifications

• Ability to turn ambiguity into clear problem statements and ship iteratively.
• Understand interdependencies and make smart trade-offs.
• Grasp the realities of SMB owners and finance teams.

Responsabilités

• Own Cash Flow Management product end-to-end.
• Evolve product into richer financial analytics.
• Define what financial intelligence means for SMBs.
• Align cross-functional teams in a complex environment.
• Explore how AI can enhance cash flow features.

Connaissances

Strong product craft

Systems thinking

Customer empathy

Design sensibility

AI-native mindset

Description du poste

Join us as a Staff Product Manager for Cash Flow Management to evolve one of Qonto's most adopted products into richer financial analytics that help SMB owners understand and act on their business health.

What you'll do

• Own Cash Flow Management end-to-end: Set the direction, build the roadmap, and deliver measurable customer and business impact on one of Qonto's most adopted products.
• Evolve a strong foundation into richer analytics: Turn a highly adopted product into financial reporting that genuinely helps customers understand their business health and act on it.
• Define what financial intelligence means for SMBs: Decide which signals matter most and where they should surface across the Qonto experience, not only inside a dedicated dashboard.
• Keep decisions moving in a complex environment: Align Product, Engineering, Design, Compliance, Risk, Payments, Financing, and go-to-market teams when priorities compete.
• Bring AI into financial tooling: Explore how AI can make cash flow features more proactive and trustworthy, then translate that into real customer value.

What we're looking for

• Strong product craft: You can run discovery, turn ambiguity into clear problem statements, and ship iteratively with high quality.
• Systems thinking: You understand interdependencies, anticipate second-order effects, and make smart trade-offs.
• Customer empathy: You grasp the realities of SMB owners and finance teams, and build for what they truly need, not only what they ask for.
• Design sensibility: You have a sharp instinct for when and where information should appear, and how to make complex topics feel simple.
• AI-native mindset: You're curious about how AI can make financial tooling more proactive and helpful, and you're ready to explore that hands-on with your squad.

What we can offer you

• A product with real momentum: Cash Flow Management already has strong adoption, so you're scaling something that works into something bigger, not starting from scratch.
• An open, meaningful product question: Moving from standalone tools to contextual financial intelligence embedded across the app is still unsolved, and you'll help define the answer.
• Stable squads, deep partnerships: Real collaboration with Engineering, Design, Compliance, Risk, and market teams baked into how the team works, not bolted on.
• AI at the frontier: You'll shape how AI makes financial tooling more proactive and trustworthy, with the space to experiment and ship.

Your future manager

You will report to Adil, Head of Product for Financial Tools at Qonto. Adil built Cash Flow Management from scratch and brings deep experience in financial product design, zero-to-one execution, and stakeholder-heavy environments. Expect a manager who pushes for customer impact and product quality, and helps you navigate the constraints that come with financial and regulated domains.

We are committed to diversity and inclusion. We hire for skills and potential and have a discrimination-free hiring process.