Specialist - Credit Policy

Scope Group; Paris; Hybride; EUR 61 000 - 81 000; Plein temps

Avantages offerts par ce poste

Discretionary bonus

Extensive benefits package

Résumé du poste

Scope Ratings is seeking a motivated credit and data professional based in Paris to support the Credit Policy function. The role focuses on monitoring rating actions, performance metrics, and developing dashboards and AI monitoring tools to strengthen controls across a diverse set of ratings.

You will collaborate with rating analysts and internal control teams, applying strong analytical skills, English fluency, and proficiency in Excel and Power BI.

Qualifications

• Bachelor’s or master’s degree in finance, mathematics, statistics, business or engineering.
• 2-3 years of relevant experience in credit risk analysis or financial services in a regulated environment.
• Fluent in English, both written and spoken.
• Strong analytical, statistical, and problem-solving skills with a control mindset.
• Strong competence in Microsoft Office especially Excel and Power BI; AI skills needed; programming is a plus.

Responsabilités

• Conducts review and analysis of data on rating actions and rating performance metrics.
• Leads the production and updates of key risk indicators and key performance indicators.
• Develops and maintains dashboards and reporting tools.
• Develops AI monitoring tools.
• Reviews analytical errors and oversees the reporting workflow.
• Conducts ad-hoc analytical reviews.
• Develops efficient operational processes to strengthen controls on the rating activities.
• Contributes to governance, quality assurance, and oversight of rating activities.

Connaissances

Analytical thinking

Attention to detail

Problem solving

Critical thinking

Team collaboration

Fluent English

Formation

Bachelor’s or Master’s degree in finance, mathematics, statistics, business or engineering

Outils

Excel

Power BI

Programming

AI tooling

Description du poste

Scope Ratings is looking for a motivated credit and data professional to be based in Paris able to multitask in a fast-paced diversified environment.

Credit Policy is responsible for monitoring the quality and robustness of the ratings produced by the analytical teams. As part of its oversight activities, Credit Policy monitors rating actions and rating performance metrics, review rating rationales and supporting documentation and conducts ad ‑ hoc thematic reviews.

Credit Policy has ongoing communication with rating analysts across all sectors Financial Institutions, Corporates, Structured Finance, Project Finance, Sovereign and Public Finance. Credit Policy also works closely with Rating Operations and other Internal Control Functions of the rating agency. It plays a pivotal role in reinforcing and harmonizing Scope Ratings’ analytical capabilities, acting both as a strategic counterpart to analytical teams and reporting periodically to CRA management and the Independent Directors.

Duties & responsibilities

• Conducts review and analysis of datas on rating actions and rating performance metrics.
• Leads the production and updates of key risk indicators and key performance indicators.
• Develops and maintains dashboards and reporting tools.
• Develops AI monitoring tools.
• Reviews analytical errors and oversees the reporting workflow.
• Conducts ad-hoc analytical reviews.
• Develops efficient operational processes to strengthen controls on the rating activities.
• Contribute to the ongoing enhancement of governance, quality assurance, and oversight of rating activities.
• Bachelor's or master's degree in finance, mathematics, statistics, business or engineering.
• 2-3 years of relevant experience in credit risk analysis or financial services, gained within a regulated environment such as in credit rating agency, bank, asset manager or fixed-income investment firm.
• Fluent in English, both written and spoken.
• Strong analytical, statistical, and problem-solving skills with a control mindset.
• Strong competence in Microsoft Office skills especially Excel and Power Bi. AI skills needed. Programing skills are a plus.
• Strong attention to detail and commitment to delivering high-quality work, including supporting documentation.
• Excellent written and verbal communication skills, with the ability to convey complex concepts clearly.
• Demonstrates the highest standards of integrity and professionalism.
• Self-motivated and ability to work collaboratively and independently in a team and is a multi-cultural environment.
• Curious, autonomous, and eager to learn, with strong critical thinking and listening skills.
• Proven experience effectively prioritizing workload to meet deadlines and work objectives.

The compensation range disclosed may encompass multiple title levels (Scope internal levels of seniority). Your actual compensation will depend on a variety of factors, including but not limited to your individual experience, education, and seniority, and the final salary will be determined during the interview and evaluation process.

Pay Band: Specialist - Credit Policy

Minimum: 61,200.00 EUR

Maximum: 81,000.00 EUR

Bonus:Discretionary
Benefits: Scope offers an extensive range of benefits, please check our benefits page for more details.

Please note: For non-EU applicants, a valid work and residence permit is a prerequisite for this job position. Unfortunately, we are unable to sponsor relocation from outside of the EU at this time.

About Scope Ratings

Scope Ratings GmbH is part of the Scope Group with headquarters in Berlin and offices in Frankfurt, London, Madrid, Milan, Oslo and Paris. As the leading European credit rating agency, the company specialises in the analysis and ratings of financial institutions, corporates, structured finance, project finance and public finance. Scope Ratings’ credit risk analysis is opinion-driven, forward-looking and non-mechanistic, an approach that adds to a greater diversity of opinion for institutional investors. Scope Ratings is a credit rating agency registered in accordance with the EU rating regulation and operating in the European Union with ECAI status.

At Scope Group, we are committed to fostering a diverse and inclusive workplace where everyone is treated with respect and fairness. We embrace people from all backgrounds, regardless of culture, ethnicity and gender. We ensure that our application processes are free from discrimination. By valuing each individual's unique background and perspectives, we strive to create an environment where all employees can thrive and contribute their best. Our dedication to equality and inclusivity reflects our belief that diversity drives innovation and success.