Risk Operations Specialist

Merge Money Ltd.; Paris; Sur place; EUR 60 000 - 90 000; Plein temps

Résumé du poste

Merge Money Ltd. is seeking a Risk Operations Specialist to support daily execution of the financial crime and risk framework across fiat and stablecoin transactions.

You will work across the customer lifecycle, from onboarding and KYC/KYB to ongoing monitoring, transaction reviews, investigations and escalation, collaborating with Compliance, Operations, Product, Engineering, Customer Success and Payments teams.

Qualifications

• Experience in compliance, AML, financial crime, risk operations, KYC/KYB or transaction monitoring.
• Experience within a regulated financial institution, EMI, PI, bank, fintech, or digital asset business.
• Strong practical experience in KYC/KYB, CDD/EDD and transaction monitoring.
• Experience investigating transaction monitoring alerts and making risk-based decisions.
• Understanding of AML/CFT, sanctions, PEP and adverse media screening.
• Experience working with complex customer or transaction investigations.
• Good understanding of cross-border payments and payment flows.
• Strong analytical and investigative skills.
• Excellent written documentation and case-management skills.
• Ability to work independently and make sound risk-based decisions.
• Strong attention to detail without losing sight of operational efficiency.

Responsabilités

• KYC / KYB & Customer Onboarding
• Transaction Monitoring
• Payments & Risk Operations
• Sanctions & Financial Crime
• Stablecoin Transaction Compliance
• Compliance Operations & Controls
• Customer Support & Risk Operations

Connaissances

Analytical skills

Decision making

Attention to detail

Documentation

Description du poste

About Merge:

Merge is a regulated stablecoin payments infrastructure platform enabling enterprises to move money globally in real time. We combine stablecoin rails with local instant payment systems to deliver faster, cheaper, and more transparent cross-border payments and treasury workflows. Merge serves fintechs, investment platforms, marketplaces, and corporate treasury teams globally.

About the role:

As a Risk Operations Specialist, you will support the day-to-day operation of Merge’s financial crime and risk framework across fiat and stablecoin transactions. You will work across the customer lifecycle - from onboarding and KYC/KYB through ongoing monitoring, transaction reviews, investigations and escalation.

The role will involve working closely with Compliance, Operations, Product, Engineering, Customer Success and Payments teams.

Key responsibilities

1. KYC / KYB & Customer Onboarding




2. Transaction Monitoring




3. Payments & Risk Operations




4. Sanctions & Financial Crime




5. Stablecoin Transaction Compliance




6. Compliance Operations & Controls




7. Customer Support & Risk Operations

Job Requirements

• Experience in compliance, AML, financial crime, risk operations, KYC/KYB or transaction monitoring.




• Experience within a regulated financial institution, EMI, PI, bank, fintech, or digital asset business.




• Strong practical experience in KYC/KYB, CDD/EDD and transaction monitoring.




• Experience investigating transaction monitoring alerts and making risk-based decisions.




• Understanding of AML/CFT, sanctions, PEP and adverse media screening.




• Experience working with complex customer or transaction investigations.




• Good understanding of cross-border payments and payment flows.




• Strong analytical and investigative skills.




• Excellent written documentation and case-management skills.




• Ability to work independently and make sound risk-based decisions.




• Strong attention to detail without losing sight of operational efficiency.