Regulatory Reporting Intern

Qonto; Paris; Hybride; EUR 10 000 - 20 000; Plein temps

Résumé du poste

Qonto is seeking a Regulatory Reporting Intern to help produce and submit reports across its 8 European markets. You'll join the Regulatory team within Risk & Compliance and work with AI tools to automate processes while ensuring accuracy and timeliness.

We value curiosity, rigorous attention to detail, and the ability to learn quickly. The role offers hybrid work (3 days in the office, 2 days remote) and a path to growth as Qonto expands its licensing scope.

Qualifications

• M1 or M2 in finance, accounting, risk, or data analysis.
• Strong numerical and regulatory-minded thinking.
• Experience with data analysis is a plus.

Responsabilités

• Produce regulatory reports end to end for multiple markets.
• Use AI daily to build bots and automate procedures.
• Make data audit-ready by documenting SQL steps with regulation context.
• Run quality control with the data team to fix issues before filing.
• Contribute to ongoing improvements of reporting procedures.

Connaissances

Attention to detail

Curiosity

Quick learner

Fluent English

Teamwork

Formation

M1 or M2 in Finance/Risk/Accounting

Outils

SQL

Metabase

Snowflake

Claude/AI tools

Description du poste

Our mission and customers:

We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75 (more about our culture here).

Our journey:

Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started.

Our beliefs:

We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.

AI at Qonto:

AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.

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Join us as a Regulatory Reporting Intern to help produce and submit the reports Qonto owes its banking supervisors across its 8 European markets, keeping them accurate, on time, and increasingly automated with AI. You'll join the Regulatory team inside Risk & Compliance, reporting to Vincent, our Regulatory Reporting Lead. As Qonto moves toward a full credit-institution license, the number and scope of reports keeps growing. This is a role where rigor and curiosity count for more than prior regulatory knowledge; we'll train you on the rest.

As a Regulatory Reporting Intern at Qonto, you will:

• Produce regulatory reports end to end: Follow established procedures to build and submit monthly and quarterly reports to European supervisors across all 8 markets, including FICOBA (France), Fichero de Titularidades (Spain), and Payment Statistics (Central banks in our 8 markets).
• Use AI every day: Build small LLM-powered bots and lean on Claude to work faster, from drafting and improving procedures to handling exchanges with external software providers.
• Make our data audit-ready: Take SQL queries already written in Metabase and Snowflake and, with AI's help, document and comment them so each step is tied to the regulation behind it, even if you've never written SQL yourself.
• Run quality control: Check regulatory data for anomalies and gaps, working with our Data team, our main data supplier, to fix issues before a report goes out.
• Improve how we work: Contribute to an ongoing audit of every reporting procedure (a 6-month project already underway), help sharpen our Regulatory Reporting Cockpit, and own small improvement projects start to finish.

What you can expect:

• An AI-first team, for real: You'll get access to advanced AI tooling and you're expected to experiment. Building bots and automating reporting work is part of the job, not a side project.
• European scope: 8 markets, several filings per country per month, plus new markets as Qonto expands
• A seasonal rhythm: Peak filing months (January, April, July, October) are intense; quieter months go to improvement work and new-regulation analysis (e.g. IFREP).
• Real ownership, fast: Vincent gives space and responsibility once you've shown you can run a report cleanly.
• Hybrid work: 3 days in the office, 2 days remote.

About You:

• Curious and ready to learn, and it shows in what you've done:side projects, a change of direction, anything that shows you go after things.
• A well-structured mind: M1 or M2 (M2 preferred), ideally in finance, accounting, risk, business administration, or data analysis with a finance/regulatory focus. A sharp, structured thinker matters more than the exact program.
• Strong attention to detail: numbers that always tie out, small errors caught before anyone else notices, work double-checked without being asked.
• Comfortable with AI: No technical background needed, no fear of reading code, just genuine daily use of AI tools to work smarter.
• Calm under deadline pressure: Late reports have real consequences with regulators, including fines and, in extreme cases, license impact, so we need someone autonomous and level-headed when timelines are tight.
• Languages: Fluent English required. French, Italian, Spanish or German is