Prudential Regulatory Policy Manager (f/m/d)

HSBC; Courbevoie; Sur place; EUR 90 000 - 140 000; Plein temps

Avantages offerts par ce poste

Healthcare coverage

Pension plan

HSBC University access

International opportunities

Flexible benefits

Résumé du poste

HSBC France is seeking a Regulatory Policy and Advisory expert to evolve capital and risk interpretations under Basel and EU frameworks across Paris, London, New York and Hong Kong.

You will draft policy interpretations, conduct prudential reviews, and liaise with stakeholders to support innovative products while responsibly using AI tools.

The role offers international collaboration and a chance to shape regulatory policy with HSBC's AI capabilities.

Qualifications

• Knowledge of Basel rules and EU prudential framework.
• Experience with prudential reviews and capital, RWAs, and leverage.
• Strong written and verbal English communication for policy papers.

Responsabilités

• Build and maintain deep knowledge of applicable prudential rules (e.g., CRR, EBA technical standards, ECB guides) and identify areas requiring interpretation.
• Draft regulatory policy interpretations and opinions that are robust and defensible with regulators, and progress them through governance committees for approval.
• Perform detailed prudential reviews as part of New Product Due Diligence (e.g., Banking Book vs Trading Book, RWAs across risk types).
• Review strategic, material and complex transactions and advise the business on regulatory impacts, considering prudential constraints and the evolving regulatory landscape.
• Contribute to identifying upcoming changes to prudential rules and preparing regulatory briefings, responsibly leveraging HSBC’s AI capabilities where appropriate.

Connaissances

Regulatory knowledge

Capital requirements

Analytical thinking

Policy drafting

Description du poste

Being part of HSBC in France, you’ll help evolve and grow our business within Global Regulatory Policy and Advisory (GRP&A).

Do you enjoy solving complex prudential questions under Basel and the EU framework? Would you like to join a global team spanning Paris, London, New York and Hong Kong, and help embed AI-enabled ways of working across Risk and Finance? If you’re keen to apply your expertise across diverse products—supporting innovation through robust new product assessment—this role could be a strong fit.

What you will do:

This role sits within the Global Regulatory Policy and Advisory (GRP&A) team, which establishes HSBC’s interpretations of prudential requirements under regulations implementing Basel standards across jurisdictions. The position focuses primarily on European prudential rules.

You’ll maintain and develop part of the policy interpretation library, provide detailed analysis on the regulatory treatment of products and transactions, and act as a subject matter expert (SME) on capital, risk‑weighted assets (RWAs) and leverage to support a broad range of stakeholders.

In this role you will:

• Build and maintain deep knowledge of applicable prudential rules (e.g., CRR, EBA technical standards, ECB guides) and identify areas requiring interpretation.
• Draft regulatory policy interpretations and opinions that are robust and defensible with regulators, and progress them through the appropriate governance committee for approval.
• Perform detailed prudential reviews as part of New Product Due Diligence (e.g., Banking Book vs Trading Book, RWAs across risk types).
• Review strategic, material and/or complex transactions and advise the business on regulatory impacts, considering prudential constraints and the evolving regulatory landscape.
• Contribute to identifying upcoming changes to prudential rules and preparing regulatory briefings, responsibly leveraging HSBC’s AI capabilities where appropriate.
• Review regulatory consultations and engage stakeholders (including industry groups) to formulate responses when required.

You should apply if you have:

• A general understanding of banking, financial risks, prudential constraints and balance sheet dynamics.
• Knowledge of Basel‑led prudential frameworks and the EU prudential regulatory framework.
• Proven expertise in at least one of: regulatory own funds and eligible liabilities; capital requirements for credit risk; counterparty credit risk. Experience in additional prudential areas (e.g., market risk, liquidity risk, IRRBB, IRB/IMM models or securitisations) would be highly valued.
• Strong analytical and problem‑solving skills, including assessing merits and risks of alternative regulatory interpretations.
• Strong written and verbal communication skills in English, including drafting formal policy papers and presenting recommendations to senior management.
• Ability to deliver to agreed timelines in collaboration with stakeholders across an international team, with consistent high‑quality outputs (including responsible use of AI capabilities).

What you’ll get in return:

• HSBC operates multiple variable pay plans, to reflect the diverse nature of the businesses, roles and markets in which we operate. Variable pay is designed to reward colleagues for their individual performance and contribution, as well as the performance of their relevant Business / Infrastructure, and the overall Group.
• We offer a comprehensive and competitive package of benefits covering usually covering healthcare, life assurance, pension, and family friendly leaves, as well as many other benefits to support your wellbeing.
• We’ll help you progress your career, including access to development programmes, through HSBC University and our Degreed platform.
• You can work your way and will have a say in when, where and how you and your team flexibly work together.
• Our benefits will give you financial security, and can include company savings plan (PEE), savings plan for collective retirement, mutual insurance for you and your family, loyalty bonus, a Time Savings Account to monetize untaken off days (CET)…
• A Work Council which offers ticketing, travel, sports, legal aid, Christmas vouchers, Summer break vouchers…
• Our family‑focused benefits can help you to support your loved ones and include family events days off (wedding, civil union…), additional maternity or breastfeeding leave, birth bonus, partial reimbursement of childcare costs, assistance to employees taking care of a relative with disability…
• We’ll give you a huge range of resources that support your well‑being (yoga, sophrology, Mindfulness app).
• You’ll have international opportunities – this can be your place to start and branch out to anywhere we have offices.
• A work environment that promotes Diversity & Inclusion, where you’ll be able to join our different Employee Resource Groups.
• These benefits are on top of local usual benefits in France (refund of transport fees at 50%, 5 weeks of paid vacation & RTT, meal voucher card or corporate restaurant depending on location).

HSBC has been certified “Top Employer 2026” in Europe. This recognition from the Top Employers Institute rewards our HR practices and recognises HSBC as an HR Leader in several countries in Continental Europe. Not only is HSBC a great place to work, but we also offer the following unique and exciting benefits & opportunities!

Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best.

If you have a need that requires accommodations or changes during the recruitment process, please let us know.

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For further information on building your career at HSBC, please visit: www.hsbc.com/careers