Property Underwriter - CDI

Descartesunderwriting; Paris; Sur place; EUR 40 000 - 60 000; Plein temps

Résumé du poste

A leading insurance provider in Paris is seeking a Property Underwriter to join their growing underwriting team. You will maintain and expand the broker network in France and the EEA, conduct risk analysis, and issue proposals for corporate clients. The ideal candidate will have 2-5 years of relevant experience, strong statistical and Python skills, and be fluent in French and English. This role offers a competitive salary, bonus, and opportunities for professional development.

Prestations

Competitive salary

Bonus and benefits

Punctual home office days

Continued learning opportunities

Qualifications

• Graduated from an Engineering school or Actuarial school, a specialization in computer science, applied mathematics, climate or meteorological studies is a plus.
• From 2 to 5 years of experience in Underwriting or related areas.

Responsabilités

• Maintaining and expanding our broker network in France and EEA.
• Discussing business opportunities with brokers.
• Conducting risk analysis and issuing insurance proposals.
• Handling technical documentation and insurance contracts.
• Developing Descartes’ technological platform.
• Making appropriate technical decisions with attention to detail.

Connaissances

Proficient in statistics

Proficient in Python

Excellent communication

Fluent in French

Fluent in English

Good command of German

Formation

Graduated from Engineering or Actuarial school

Outils

Machine learning methods

Description du poste

ABOUT DESCARTES UNDERWRITING

Descartes was born out of the conviction that the ever-increasing complexity of risks faced by corporations, governments and vulnerable communities calls for a renewed approach in insurance. Our team brings together industry veterans from the most renowned institutions (AXA, SCOR, Swiss Re, Marsh, Aon, ...) and scientists on top of their field to bring underwriting excellence. After 5 years of existence, Descartes has secured a leading position in parametric insurance for weather and climate-related risks utilizing machine learning, real-time monitoring from satellite imagery & IoT. After a successful Series B raise of $120M USD, we launched Descartes Insurance, a 'full stack' insurer licensed to underwrite risk by the French regulator ACPR. With a growing corporate client base (400+ and counting), our diverse team is headquartered in Paris and operates out of our 18 global offices in North America, Europe, Australia, Singapore and Japan. Descartes is trusted by a panel of A-rated (re)insurers to carry out its activities.

ABOUT YOUR ROLE

Due to rapid growth, at the core of our company’s strategy, we are seeking to expandour Underwriting team with a Property Underwriter.

Upstream, our R&D team aims at developing new and innovative models thanks tostate-of-the-art research to help the Underwriting team meet with efficiency andreliability their profitable growth targets.
On the market-facing side, Underwriting teams take action subsequently inmodeling, structuring and pricing insurance covers to deliver insurance products toboth public sector and corporate clients through their corporate brokers in a fewdays timeframe.

This role allows you to gain knowledge of the insurance industry, all whilecollaborating closely with other internal teams (Software, Operations, Legal andCommercial) and our external partners and in particular corporate insurancebrokers in Europe.

As a Property Underwriter, your key missions will include:

• Maintaining and expanding our broker network in France and the EuropeanEconomic Area – this involves frequent commercial interactions, visits andparticipation to forums and events;
• Discussing business opportunities with brokers to understand client needs andimprove our product offering;
• Conducting structuring work, risk analysis and issuing insurance proposal forpublic sector and corporate clients, in France and the European EconomicArea;
• Being responsible for technical documentation, underwriting authority andgovernance audit trail, and insurance contracts redaction or analysis;
• Participating in the development of Descartes’ technological platform todifferentiate Descartes from its competitors (models and pricing tools);
• Working autonomously and pragmatically to make appropriate technicaldecisions with attention to details.

ABOUT YOU

EXPERIENCE & QUALIFICATIONS

• Graduated from an Engineering school or Actuarial school, a specialization incomputer science, applied mathematics, climate or meteorological studies isa plus;
• From 2 to 5 years of experience in Underwriting or related (internships or/andapprentice included).

SKILLS

• Proficient in statistics, probabilities, applied mathematics; skills in machine learning methods are a plus;
• Proficient in Python (e.g. pandas, scikit-learn);
• Excellent communication (written and verbal);
• Fluent in French and English (written and verbal communication) is required;
• Good command of German is strongly valued.

MINDSET

• Eager to learn more on the insurance industry;
• Interested in risk modeling with a focus on data-driven methodologies;
• Results oriented with the ability to work in a dynamic and multi-culturalenvironment;
• Excellent team player with an entrepreneurial mindset;
• Strong desire to learn and commitment to the organization’s mission.

WHY JOIN DESCARTES UNDERWRITING ?

• Opportunity to work and learn with teams from the most prestigious schools and research labs in the world, allowing you to progress towards technical excellence;
• Commitment from Descartes to its staff of continued learning and development (think annual seminars, training etc.) ;
• Work in a collaborative & professional environment ;
• Be part of an international team, passionate about diversity ;
• Join a company with a true purpose – help us help our clients be more resilient towards climate risks;
• A competitive salary, bonus and benefits;
  
• You can benefit from punctual home office days.

At Descartes Underwriting, we cherish the value of diversity whatever it may be. We are committed to fighting against all forms of discrimination and for equal opportunities. We foster an inclusive work environment that respects all differences.

With equal skills, all our positions are open to people with disabilities.

RECRUITMENT PROCESS

• Step 1: HR Interview with our Talent Recruiter
• Step 2: Remote manager interview
• Step 3: At home technical online test (Github repository)
• Step 4: Remote technical interview
• Step 5: In person team interview to meet our team and discover our offices