KYC/KYB Analyst - AI-Driven Risk & Compliance

Qonto; Paris; Sur place; EUR 60 000 - 90 000; Plein temps

Résumé du poste

Qonto is hiring a KYC/KYB Analyst to protect regulated growth while keeping onboarding fast and fair for clients. You will review enhanced due diligence and KYBC cases, decide who can open or keep a Qonto account, and flag financial-crime risks under the guidance of the AFCC France lead.

You will assess high-risk files, analyze alternative documents, and ensure decisions are timely, accurate, and compliant with regulatory standards.

Qualifications

• Fluent in French and English, including legal reading.
• Risk judgment under ambiguity, able to handle gray-area cases.

Responsabilités

• Decide on high-risk files: Review EDD cases for onboarding and lifecycle reviews, then approve, reject, or escalate.
• Assess KYBC edge cases and gray-activity requests, resolving decisions within tight SLAs.
• Focus on high-risk cases; let automation handle routine files while you exercise judgment on the riskiest ones.
• Cross-check declared turnover and financial documents against activity to detect inconsistencies.

Connaissances

Fluent French & English

Description du poste

Qonto is hiring a KYC/KYB Analyst to protect regulated growth while keeping onboarding fast and fair for clients. You will review enhanced due diligence and KYBC cases, decide who can open or keep a Qonto account, and flag financial-crime risks under the guidance of the AFCC France lead.

You will assess high-risk files, analyze alternative documents, and ensure decisions are timely, accurate, and compliant with regulatory standards.