KYC Analyst Institutional Clients

Ibanfirst Sa; Paris; On-site; EUR 55,000 - 75,000; Full time

Job summary

iBanFirst is a fast-growing European fintech revolutionising international payments for SMEs. We onboard complex institutional clients across Europe and specialise in KYC, AML and regulatory risk management.

The KYC Analyst role focuses on client onboarding and due diligence, ensuring compliance and audit-ready records. Based in Paris, you will collaborate with a global due diligence team across offices in Paris, London, Bucharest and Sofia.

Qualifications

• Experience in KYC/AML and financial crime risk management.
• Strong analytical and communication skills for audit-ready documentation.

Responsibilities

• Assess complex institutional and corporate clients across Europe.
• Perform KYC/AML reviews, enhanced due diligence, and escalation when needed.
• Maintain complete, consistent and audit-ready client files and documentation.

Job description

Who are we?

iBanFirst is a fast-growing European fintech that is revolutionising international payments for SMEs. Founded in 2016, our platform empowers Small & Medium Multinationals (SMMs) to regain control over their payment operations: currency conversion, international transactions and foreign exchange risk management across 140 countries - quickly, transparently and securely. We make life easier for SMEs through an advanced technology platform - automation, APIs and AI - combined with dedicated expertise. We offer the best of both worlds: the agility of a SaaS solution and the reliability of a trusted partner. By simplifying complexity, iBanFirst helps thousands of bold companies seize international business opportunities with peace of mind.

Key figures

350+ employees across 14 offices in 11 European countries 30+ nationalities represented 10,000 corporate clients €80M in revenue in 2025 , with a target of around €100M in 2026 A profitable and fast-growing company Ranked among the fastest-growing European companies in the Financial Times FT1000 An NPS of 87.5 , reflecting strong client satisfaction with the simplicity, speed and quality of our service A strong culture built around four core values Team First: The complexity of our industry demands collective intelligence. We prioritise cooperation, transparency and knowledge sharing. Success is a team effort. Tenacity: We are transforming a challenging and highly regulated market. It requires endurance, fast learning and resilience. Transformation: Innovation is a necessity in a constantly evolving sector. We innovate with intent and focus on improvements that create real impact. Trust: Trust is the foundation of everything we build. It is driven by ownership, autonomy, transparency, rigor and reliability.

Why join us?

Work in a strategic and highly regulated sector: international payments for SMEs. Contribute to a meaningful mission supporting companies operating internationally. Develop expertise in institutional client onboarding, KYC, AML and financial crime risk. Collaborate with Sales, Compliance, Operations and other control functions. Join a profitable, fast-growing fintech where your work has a direct impact on client onboarding and risk management. Grow in an international and multicultural environment.

Recruitment Context

As iBanFirst continues to grow its institutional client activity across Europe, we are strengthening our KYC Operations team. We are looking for a KYC Analyst to assess complex institutional and corporate clients throughout the client lifecycle. The role covers new client onboarding, enhanced due diligence, periodic reviews, event-driven reviews and the escalation of higher-risk cases. While the position is based in Paris with a primary focus on Institutional Client onboarding, the scope is expected to include both French GFA and Institutional Clients, as well as exposure to Luxembourg-specific activities. Experience with SPVs, investment funds, and complex ownership structures would therefore be highly valuable. You will contribute to ensuring that iBanFirst understands how legal entities are owned, controlled and operated, and that proposed client relationships are consistent with the company's risk appetite and regulatory obligations.

Manager & Team

You will report to Sabin, KYC Team Lead , who is based in Bucharest. You will join a 24-person Due Diligence team distributed across four offices: Paris, London, Bucharest and Sofia . You will work in an international and collaborative environment, coordinating with colleagues across locations on client due diligence, complex KYC/AML cases and risk assessments.

What will you do?

As a KYC Analyst - Institutional Clients , you will assess complex institutional and corporate clients across Europe and provide clear, well-supported and audit-ready recommendations.

Client onboarding, due diligence and risk assessment

Manage KYC and AML reviews for new institutional and corporate clients, from initial assessment through approval, rejection or escalation. Understand the client's business model, legal structure, intended use of the iBanFirst platform and expected transaction activity. Identify and verify UBOs, controlling persons, directors, authorised signatories and other relevant stakeholders. Analyse complex ownership and control structures across jurisdictions, including layered, indirect and nominee arrangements. Assess source of wealth, source of funds, investment rationale, expected activity and relevant counterparties. Perform sanctions, PEP, adverse media and reputational screening. Assess wider financial crime risks and determine when enhanced due diligence is required. Define the evidence required to complete a review. Prepare clear recommendations and escalation notes. Maintain complete, consistent and audit-ready client files.

Institutional client expertise

You will work on a broad range of institutional structures, including: Private equity funds; Venture capital funds;