Junior Financial Analyst – Apprenticeship, Accounting & FP&A

Swan; Paris; Sur place; EUR 11 160 - 16 740; Plein temps

Avantages offerts par ce poste

Chèques-repas

Assurance santé

25 jours de congés payés

Soutien au bien-être

Résumé du poste

Swan recherche un Analyste Financier Junior en alternance pour rejoindre son équipe Finance. Le candidat aura pour mission de sécuriser les flux comptables quotidiens tout en transformant les données financières en informations exploitables.

Le candidat idéal est étudiant en Master avec à la fois des compétences avancées en Excel et une connaissance de la comptabilité. Les postes permettent un travail hybride avec des bénéfices intéressants, y compris des chèques-repas et une assurance santé.

Qualifications

• Poursuite d'un Master (1ère ou 2ème année) en Comptabilité, Finance ou Contrôle de Gestion.
• Compétences intermédiaires à avancées en Excel / Google Sheets.
• Première expérience avec des outils ERP/comptables.

Responsabilités

• Gérer le cycle d'achat de bout en bout.
• Réconcilier les flux de trésorerie entrants quotidiens.
• Participer aux processus de clôture mensuelle.

Connaissances

Excel / Google Sheets

Connaissance générale de la comptabilité

Utilisation d'ERP outils

Intérêt pour l'écosystème Fintech

Formation

Bac +5 / Master en Comptabilité, Finance, ou Contrôle de Gestion

Outils

Pennylane

Lago

Pivot

Description du poste

Junior Financial Analyst - Apprenticeship (Accounting & FP&A)

Alternance (12 à 24 mois) | Paris | Télétravail occasionnel | Salaire : Non spécifié | Début : 06 septembre 2026 | Expérience : < 6 mois | Éducation : Bac +5 / Master

Descriptif du poste

Swan’s Finance team is looking for a structured and analytical Corporate Finance Apprentice to secure our financial and accounting basics and support the company’s hyper‑growth. In this role, you will secure our day‑to‑day accounting flows while turning financial data into actionable insights for our business performance. You will join a high-performing, agile team focused on scaling the financial infrastructure of a leading European Electronic Money Institution. The Finance team is composed of data‑driven, collaborative individuals who value precision, proactivity, and continuous process optimization.

Missions

Financial Operations & Accounts Payable / Accounts Receivable

• To manage the end‑to‑end purchasing cycle by integrating and verifying supplier invoices in Pivot, matching them with Purchase Orders (POs), and following up with internal managers.
• To reconcile daily incoming cash flows, match payments, and track customer aging balances within Pennylane.
• To audit corporate card expenses and receipts, ensuring strict compliance with data formatting, analytical tags, and VAT rules.
• To allocate costs accurate to proper analytical codes in real‑time to ensure precise product and department margin calculations.

Billing, Collections & Revenue Share Management

• To monitor partner billing cycles in Lago, ensuring all client invoices are fully settled and paid.
• To calculate and update the weekly partner revenue share files, achieving 100% reconciliation via Pennylane, and tracking unclaimed partner invoices.
• To optimize corporate cash‑flow by actively participating in the deployment and execution of Swan’s new debt collection and recovery processes.

FP&A Support & Management Control

• To contribute to monthly closing processes through pre‑closing accounting tasks, including cut‑offs and analytical reviews of expenses.
• To analyze budget variances by comparing actual performance against forecasts across various cost centers (Tech, General Expenses, HR).
• To update financial dashboards and KPIs, including product‑line P&L, interchange margin tracking, and core infrastructure costs.

Curious about your future team? Our Finance team operates with a lean and tech‑oriented internal structure (Pennylane, Lago, Upflow, Pivot,…) We collaborate closely with internal stakeholders across the Product, Sales, and People teams to collect data and optimize financial processes. As a regulated Electronic Money Institution (EMI), we run on a culture of operational excellence, transparency, and data reliability to support Swan’s hyper‑growth.

Profil recherché

• You are currently pursuing a Master’s degree (Year 1 or 2) from a Business School, IAE, or University, specializing in Accounting, Corporate Finance, or Management Control (e.g., Master CCA, DSCG).
• You possess intermediate to advanced skills in Excel / Google Sheets, along with solid foundational knowledge of general accounting (VAT, invoicing rules, reconciliation).
• You have a first experience (internship or apprenticeship) using modern ERP/accounting tools (Pennylane is a huge plus) or spend management platforms (Pivot, Spendesk, Payflow).
• You are AI-oriented: You have a natural reflex to use generative AI tools to boost your daily productivity—whether it’s debugging complex Excel formulas, drafting automated collection emails, or analyzing data patterns. You hate repetitive manual tasks and always look for tech‑driven ways to optimize your workflow.
• You demonstrate extreme rigor when handling financial data impacting our P&L, combined with the proactivity needed to chase internal teams for missing information.
• You are deeply curious about the Fintech ecosystem, eager to understand the economics of Banking‑as‑a‑Service, and fluent in both French and English.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying!

Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.

When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.

Perks of being a Swanee

• Meal Vouchers: We provide a meal voucher card to cover your meals on work days.
• Transport: Monthly mobility package for employees. In accordance with the company agreement for sustainable mobilities, you can now use your mobility package to pay for alternative commuting modes.
• Holidays: 25 days of paid leave.
• Health insurance: Alan. This is Swan’s health and welfare insurance.
• Sports: Thanks to our partnership with Classpass, you can enjoy advantageous discounts on subscriptions. They offer a wide range of sports activities as well as wellness activities. The offers are valid in several European cities, as well as online.
• Well‑being support: access to Moka Care for mental health and wellness.
• Offsite: Once a year we gather to reconnect, deep‑dive into big topics, and relax.
• This isn’t a perk, it should be the rule, but diversity and inclusion are important at Swan. We’re working hard to get better every day.