France FinCrime Compliance Specialist

Vivid Money; Paris; On-site; EUR 80,000 - 120,000; Full time

Benefits offered by this job

Healthcare benefits

Performance incentives

Language courses

Continual learning resources

Healthy meals

Job summary

Vivid Money in Paris is seeking a Compliance Officer to lead financial crime compliance for our French branch. You will own suspicious activity reporting to Tracfin, act as the local reference for AML/CFT matters, and collaborate with the FinCrime Operations team on investigations, escalations and quality, while coordinating with Group Compliance on regulatory matters.

You will review cases escalated by FinCrime Operations, draft and file SARs via ERMES within regulatory timelines, and serve as

Qualifications

• Experience in financial crime compliance and AML/CFT.
• Ability to review cases and prepare déclarations and SARs with Tracfin.
• Knowledge of French regulations (Code monétaire et financier) and ACPR guidance.
• Familiarity with Tracfin reporting processes and legal requests.

Responsibilities

• Own suspicious activity reporting to Tracfin and maintain auditable case records.
• Draft, quality-check and file SARs with Tracfin via ERMES within regulatory timelines.
• Act as déclarant and correspondant to Tracfin for the French branch.
• Support FinCrime Operations investigations, escalations and quality.
• Track regulatory changes and train local staff on French AML specifics.
• Prepare for exchanges with ACPR and Tracfin, including inspections.

Skills

AML/CFT

SAR filing

Regulatory reporting

Investigations

Stakeholder management

Tools

ERMES

Job description

• We are looking for a Compliance Officer to drive financial crime compliance for our French branch. You will own suspicious activity reporting to Tracfin, act as the local point of reference for AML/CFT matters, and work hand in hand with our FinCrime Operations team on investigations, escalations and quality while closely working with Group Compliance with regulatory matters
• Suspicious activity reporting:
• Review cases escalated by FinCrime Operations, decide whether a déclaration de soupçon is required, and keep an auditable record of every decision, including non-filings
• Draft, quality-check and file SARs with Tracfin via ERMES within regulatory timelines, and handle droit de communication requests and follow-ups
• Act as déclarant and correspondant Tracfin for the branch, once designated
• Supporting FinCrime Operations:
• Be the escalation point for complex cases involving French customers or French-specific typologies, and help raise the bar on investigation quality and case narratives
• Contribute to transaction monitoring tuning, alert typologies and red-flag guidance for the French market
• Support asset-freeze and sanctions escalations under the French national regime (DG Trésor)
• Local compliance framework:
• Make sure group AML/CFT policies meet French requirements (Code monétaire et financier, ACPR guidance) and flag gaps
• Contribute to the French branch risk assessment and annual regulatory reporting, including the ACPR AML/CFT questionnaire
• Track French regulatory changes and AMLA/AMLR developments, explain their operational impact, and train local staff and analysts on French specifics
• Regulatory relationship:
• Prepare for and progressively lead exchanges with the ACPR and Tracfin, including inspections, information requests and remediation
• Report key metrics and risks to the Head of FinCrime Operations and Group Compliance

Benefits

• Healthcare benefits: We provide our employees with an extended range of health benefits and possible insurances.
• Short-term and long-term incentive plans: We reward high performance and personal or team achievements, which means that our compensation consists of fixed and variable pay and both are very important. We are also setting up long-term incentive plans for our employees, so come and join us now, while the company is just starting to make history.
• Sport: We support sports activities and therefore subsidise fitness subscriptions.
• Language Courses: We want our service to operate across Europe and therefore encourage our employees to improve their language skills and take language courses.
• Free Lunch and fruits: Our employees have subsidised meals at the office and fresh fruit waiting for them every morning.
• Continuous Learning: We believe in the principle of continuous learning and we want to get better every day! We pay for professional courses and conferences and keep our offline and online libraries updated to improve personal and professional efficiency.

Skilled in both qualitative and quantitative research (interviews, usability testing, experimentation)3+ years in product management, including meaningful experience applying LLM / agentic AI to digital productsProven ownership of client-facing platforms (mobile and/or web) from discovery through deliveryTrack record of shipping with Design and Engineering in an agile environmentFluent in product analytics; comfortable defining metrics and making data-driven decisionsExperience with automation, AI, or workflow / CRM platformsExperience in B2B/B2C fintech or another regulated digital productExcellent stakeholder management across technical and non-technical functionsFluent English (written and spoken)Strong grasp of UX and customer-journey design; able to reduce friction in complex flowsFamiliarity with regulated customer journeys (for example KYC/AML or similar)Experience serving SME / SMB customers alongside consumer segmentsExposure to product-led growth and adoption strategies