Credit Analyst

Qupital 橋彼道; Beaufort; Sur place; EUR 42 000 - 64 000; Plein temps

Résumé du poste

Qupital 橋彼道 is seeking a Credit Analyst to join our team. You will evaluate credit proposals, perform risk assessment, and provide recommendations on applications and waiver requests.

You will coordinate with relationship managers, contribute to transaction structuring, and ensure efficient processing. The role requires a finance degree, CFA/CPA/FRM a plus, and at least two years’ credit experience in large financial institutions with knowledge of trade finance and SME lending.

Qualifications

• Degree in finance, accounting or related field.
• CFA, CPA or FRM are a plus.
• Solid credit assessment experience in sizable financial institutions (2+ years).
• Knowledge of trade finance, commercial lending, lending guidelines and market credit practice.

Responsabilités

• Perform credit evaluation and risk assessment on commercial credit proposals and reviews; provide recommendations on applications and waiver responses.
• Coordinate with relationship managers on credit applications and input on structuring more complex transactions.
• Ensure efficient turnaround of credit processing.
• Identify and drive process improvements and other initiatives.

Connaissances

Analytical skills

Report writing

Problem solving

Team player

Communication skills

Risk control

Putonghua

Formation

Finance degree

CFA/CPA/FRM (optional)

Description du poste

We are looking for a Credit Analyst to join our team.

What We Need You To Do

• Perform credit evaluation and risk assessment on commercial credit proposals and review. Provide recommendation on applications and response to waiver requests.
• Coordinate with relationship managers for matters relating to credit applications, provide input on structuring of more complicated transactions.
• Ensure efficient turnaround of credit processing.
• Identify and drive process improvements and other initiatives.

About You

• Degree holder, preferably in finance, accounting or other business related fields. CFA, CPA or FRM is a plus.
• At least 2 years’ solid credit assessment experience in sizable financial institutions with great knowledge of trade finance, commercial lending, lending guidelines and market credit practice. Ideally with a strong knowledge in lending to Chinese enterprises, SME and e-commerce industry.
• Strong analytical skills, report writing and problem solving skills with logical credit judgment.
• Good team player with tactful inter-personal & communication skills, self-motivated and detail-minded with strong risk control sense and analytical skills.
• Fluent in Putonghua and good command on both spoken and written English and Chinese.