Corporate Credit Analyst / Credit Writer

Jobtailor; Saint-Jacques-de-la-Lande; Sur place; EUR 45 000 - 65 000; Plein temps

Résumé du poste

Jobtailor in Brittany, France is seeking a results-driven Corporate Credit Associate to co-develop credit applications for five Business Centres in compliance with Credit Policy and Basel II.

You will accompany Relationship Managers to client meetings, assess risk and pricing opportunities, and prepare high-quality credit analyses to support fast, accurate financing decisions for professional clients.

Qualifications

• Minimum five years of successful experience in sales-related roles targeting professional clients.
• Knowledge of the economic environment of the corporate market.
• Knowledge of and practical experience in financial analysis (statutory and consolidated financial statements) and use of the Anadefi tool.
• Ability to assess risk in the corporate market and provide an additional perspective in risk analysis.
• Strong summarisation and written communication skills.
• Excellent listening and teaching skills.
• Autonomy, curiosity, enthusiasm and rigour.
• Strong interpersonal and organisational skills.
• Team-oriented mindset.

Responsabilités

• Co-develop credit applications for five Business Centres in line with Credit Policy and Basel II.
• Attend client and prospect meetings with Relationship Managers, aiming for four meetings per month.
• Develop a balanced approach to projects by assessing profitability and risk, including pricing terms.
• Support Corporate Relationship Managers in delivering relationship excellence in the corporate market.
• Prepare and analyse corporate credit applications to improve quality and speed of responses.
• Participate in preparation for and attendance at meetings requiring financing applications.
• Work with Relationship Managers to assess risks and the economic/financial aspects of entities under review.
• Recommend appropriate financing solutions and guarantees.
• Perform qualitative checks on data entered in Anadefi.
• Collaborate with Managers to ensure high-quality credit ratings.
• Ensure and improve customer satisfaction through responsive sales support.
• Enrich client files with up-to-date information on their business activities.

Connaissances

Financial Analysis

Risk Assessment

Client Relationship Management

Data Analysis

Pricing Strategy

Written Communication

Listening Skills

Interpersonal Skills

Organizational Skills

Team Collaboration

Outils

Anadefi

Description du poste

• Co-develop credit applications for the five Business Centres, in compliance with the Credit Policy and Basel II regulations


• Help win new credit market share by accompanying Corporate Relationship Managers to client and prospect meetings, with a target of four meetings per month


• Develop a balanced approach to client projects in terms of profitability and risk, notably by assessing opportunities to improve pricing terms


• Support Corporate Relationship Managers in contributing to relationship excellence in the corporate market


• Prepare and analyse corporate credit applications, improving quality, consistency of analysis and response times


• Participate in the preparation for and attendance at client meetings requiring a financing application to be prepared


• Work with Relationship Managers to prepare credit applications, analysing the risks as well as the economic, strategic and financial aspects of the entities under review


• Recommend appropriate financing solutions and guarantees


• Perform qualitative checks on data entered in Anadefi


• Work with Corporate Relationship Managers to ensure high-quality credit ratings


• Ensure and improve customer satisfaction through responsive and proactive sales support


• Enrich client files to keep information about their business activities up to date

Requirements

• At least five years of successful experience in sales-related roles, ideally serving professional clients, with the ambition to progress in the longer term into a Corporate Relationship Manager position


• Knowledge of the economic environment of the corporate market


• Knowledge of and practical experience in financial analysis (statutory and consolidated financial statements) and use of the Anadefi tool


• Ability to assess risk in the corporate market and provide an additional perspective in risk analysis


• Strong summarisation and written communication skills


• Excellent listening and teaching skills


• Autonomy, curiosity, enthusiasm and rigour


• Strong interpersonal and organisational skills


• Team-oriented mindset

Core Competencies

Demonstrates expertise in financial analysis and risk assessment within the corporate market, while effectively supporting Corporate Relationship Managers in developing credit applications and enhancing client relationships. Proficient in using Anadefi for data management and ensuring compliance with Credit Policy and Basel II regulations.

Highest-signal resume keywords

• Financial Analysis


• Risk Assessment


• Anadefi Tool Proficiency


• Client Relationship Management


• Credit Application Development

Hard Skills

• Financial Analysis


• Risk Assessment


• Credit Application Development


• Pricing Strategy


• Data Analysis

Soft Skills

• Written Communication


• Listening Skills


• Interpersonal Skills


• Organizational Skills


• Team Collaboration

Industry Keywords

• Corporate Market


• Credit Policy


• Basel II Regulations


• Client Meetings


• Sales Support

Tools & Technologies

• Anadefi