Compliance Officer

Wello; Marseille; Sur place; EUR 70 000 - 90 000; Plein temps

Résumé du poste

Une entreprise fintech recherche un Compliance Officer à Marseille pour développer et superviser un cadre de conformité conforme aux exigences de MiCA et de l'AMF. Le candidat idéal aura au moins 7 à 10 ans d'expérience en conformité dans le secteur des services financiers ou des actifs virtuels, ainsi qu'une maîtrise de l'anglais et du français. Ce rôle est essentiel pour garantir des contrôles internes robustes et une culture de conformité au sein de l'organisation.

Qualifications

• Diplôme de Licence ou Master en Droit, Finance ou domaine connexe.
• Minimum de 7–10 ans d'expérience en conformité ou fonctions réglementaires.
• Compréhension approfondie de MiCA, AMLD5/6 et lois françaises.

Responsabilités

• Développer et maintenir le cadre de conformité MiCA de Wello.
• Superviser les politiques internes et procédures de diligence raisonnable.
• Surveiller et évaluer les évolutions réglementaires sous MiCA.
• Coordonner les interactions réglementaires avec l'AMF et l'ACPR.
• Réaliser des évaluations régulières des risques de conformité.

Connaissances

Connaissances approfondies de MiCA

Expérience en conformité

Compétences analytiques

Compétences interpersonnelles

Rigueur

Maîtrise de l'anglais et du français

Formation

Diplôme de Licence ou Master en Droit, Finance, Conformité

Description du poste

About Wello

Wello is a Web3-enabled fintech company on a mission to redefine global payments and remittances. By combining self-custody wallets, compliant fiat ramps, and stablecoin-based infrastructure, we’re building a faster, cheaper, and more inclusive way to move money across borders. As we expand into the Europe, our French entity will serve as a strategic hub for regional operations and regulatory licensing.

Position Overview

Wello is seeking an experienced Compliance Officer (Responsable de la Conformité et du Contrôle Interne – RCCI) to oversee and further develop our compliance and governance framework in line with MiCA , AMF , and ACPR requirements. This role ensures that Wello maintains robust internal controls, fulfills all regulatory obligations, and embeds a culture of compliance, ethics, and transparency throughout the organization.

The ideal candidate will act as the key point of contact for the AMF and ACPR, coordinate regulatory filings, oversee MiCA compliance reporting, and support the business in maintaining the highest standards of conduct and operational integrity.

Key Responsibilities

• Develop and maintain Wello’s MiCA compliance framework , ensuring adherence to the AMF and ACPR requirements for registered / licensed CASPs.
• Supervise internal policies and procedures governing customer due diligence, safeguarding of clients’ crypto-assets and funds, operational resilience, conflicts of interest, and complaint handling.
• Monitor and assess regulatory developments under MiCA, AMLD6, and other relevant EU and French laws; advise management on strategic and operational impacts.
• Coordinate regulatory interactions with the AMF and ACPR, including audits, inspections, and periodic reporting (e.g., safeguarding attestations, complaints, and prudential disclosures).
• Conduct regular compliance risk assessments and ensure findings are escalated to senior management and the Board with clear mitigation plans.
• Collaborate closely with the AML / CFT Officer (RCP / MLRO) to ensure an integrated approach to AML, counter‑terrorist financing, and sanctions compliance in accordance with EU and French frameworks.
• Oversee training programs to promote a strong compliance culture and ensure ongoing staff awareness of MiCA, AML / CFT, and conduct‑of‑business obligations.
• Ensure implementation of the three lines of defense model , defining clear roles and accountability for compliance oversight, operational controls, and internal audit.
• Review marketing and promotional materials to ensure compliance with AMF standards on fair, clear, and non‑misleading communications.
• Support incident management and reporting , including breaches, complaints, or operational incidents that may impact client assets or regulatory obligations.

Qualifications and Skills

• Bachelor’s or Master’s degree in Law, Finance, Compliance, or related field; additional professional certifications such as CAMS, ICA, or AMF RCCI certification are highly valued.
• Minimum 7–10 years of experience in compliance, legal, or regulatory functions within the EU financial services or virtual asset sector.
• In-depth understanding of MiCA, AMLD5 / 6, FATF recommendations , and French financial services law, including AMF and ACPR expectations.
• Proven experience in regulatory reporting, internal controls, and policy implementation within a regulated fintech, payments, or crypto‑asset firm.
• Strong analytical, organizational, and interpersonal skills; capable of translating regulatory requirements into practical, business‑aligned solutions.
• High ethical standards, sound judgment, and professional discretion.
• Fluency in English and French (written and spoken) is required.