Compliance Business Officer - Payments & Customer Protection

Spendesk; Paris; Hybride; EUR 70 000 - 100 000; Plein temps

Avantages offerts par ce poste

Flexible policy

Lunch funded

Health insurance

Gym pass

Mental health care

Apple gear

Snacks

Positive team

Résumé du poste

Spendesk is seeking a Compliance Business Officer to embed regulatory requirements into product development and day‑to‑day operations. You will draft compliance requirements for new features and partner with product, commercial, operations and legal to ensure offerings meet regulations.

Reporting to the Director of Risk & Compliance, you will translate complex rules into practical guidance for business stakeholders, balance risk with business needs, and contribute to the design and continuous

Qualifications

• At least 3 years in a product compliance role within financial institutions, fintechs, or payment operators.
• Expertise with card transactions, regulations and SEPA rules.
• Experience advising business stakeholders on compliance matters.
• Ability to translate regulatory requirements into practical guidance for business teams.
• Strong analytical, synthesis, and communication skills.

Responsabilités

• Assess regulatory implications of new products, services and initiatives and embed compliance requirements from discovery through development.
• Identify and mitigate compliance risks in offerings and operations.
• Review and validate commercial and marketing materials for regulatory alignment.
• Contribute to design and implementation of compliance policies, procedures and guidance with cross-functional teams.

Connaissances

Compliance knowledge

Regulatory interpretation

Stakeholder advisory

Regulatory communication

Analytical skills

Cross-functional collaboration

Description du poste

About The Role

As a Compliance Business Officer at Spendesk, you will play a key role in embedding compliance into business decision-making, product development, and day-to-day operations.

Reporting to the Director of Risk & Compliance, you will work directly with Product Development team, draft compliance requirements for new features, and ensure product compliance.

You will also partner up with Commercial, Operations, Legal, and other business teams to assess regulatory implications, provide actionable guidance, and support the design of compliant processes and offerings.

This is a highly cross-functional role that requires strong regulatory expertise, sound judgement, and the ability to balance compliance expectations with business needs in a pragmatic and collaborative way.

What You’ll Be Doing

• Assess the regulatory implications of new products, services, and business initiatives, and partner with product and business teams to embed compliance requirements from discovery through development.

• Identify potential compliance risks associated with existing or new offerings, and recommend appropriate mitigation measures.

• Review and validate commercial and communication materials to ensure they are aligned with applicable regulatory and compliance requirements.

• Contribute to the design, implementation, and continuous improvement of compliance policies, procedures, and guidance in collaboration with cross-functional stakeholders.

What We’re Looking For

• At least 3 years of experience (besides internships) in a product compliance role within a financial institution, regulated fintech, payment institution, or e-money institution.

• Expertise working with card transactions, regulations and SEPA rules.

• Experience in advising business stakeholders on compliance matters.

• Ability to interpret regulatory requirements and translate them into clear, practical, and business-oriented guidance.

• Strong analytical and synthesis skills, with the ability to identify risks, exercise sound judgement, and formulate pragmatic recommendations.

• Excellent communication skills, with the ability to engage effectively with a wide range of stakeholders.

• A rigorous, proactive, and solutions-oriented approach.

About Spendesk

Spendesk is the AI-powered spend management and procurement platform that transforms company spending. By simplifying procurement, payment cards, expense management, invoice processing, and accounting automation, Spendesk sets the new standard for spending at work. Its single, intelligent solution makes efficient spending easy for employees and gives finance leaders the full visibility and control they need across all company spend, even in multi-entity structures. Trusted by thousands of companies, Spendesk supports over 200,000 users across brands such as Payfit, Accor, Welcome to the Jungle, Swile, Big Mamma, Malt and Yousign. With offices in the United Kingdom, France, Spain and Germany, Spendesk also puts community at the heart of its mission.

For more information: www.spendesk.com/press

About our people & culture

We believe that people do their best work when they’re given the freedom to thrive and grow. That’s why liberation is at the core of everything we do. We empower Spendeskers to take ownership of their work, to navigate ambiguity, and seize every opportunity. Spendeskers come from all over the world (35+ countries and counting!) but we have plenty in common: we're bold, ever-curious, committed to kindness, and tackle every challenge with a positive mindset.

About our benefits

• Flexible on-site policy : 4 days per month remote (non-accumulative) and 3 full weeks remote per year (non-consecutive)
• Lunch 60% funded by Spendesk (Swile Card)
• Alan Premium health insurance
• A Gymlib pass to let off steam after a productive day at work
• Access to Moka.care for emotional and mental health wellbeing
• Latest Apple equipment
• Great office snacks to fuel your day
• A positive team to work with daily!

Diversity & Inclusion

At Spendesk, we're committed to fostering an environment where all differences are encouraged, supported and celebrated. We're building our culture for everyone, with everyone. Our goal is to attract and build a diverse, equal and inclusive team, where everyone feels welcome and we truly embrace and encourage people from all backgrounds to apply.