Senior Credit Risk Framework Lead - Hybrid

Nordea; Helsinki; Hybrid; EUR 90,000 - 130,000; Full time

Job summary

Nordea is seeking experts to shape how credit risk is managed within its Credit Risk Framework unit. The role is based in Helsinki (or Stockholm, Oslo or Copenhagen) and offers a hybrid work model within one of the Nordic banks.

You will lead guideline reviews, develop the credit risk framework and provide second-line opinions to regulatory initiatives. Ideal candidates bring deep knowledge of credit risk regulation, strong analytical and communication skills, and a university degree or

Qualifications

• Relevant experience in credit risk management, risk control, regulatory implementation, audit, compliance or finance.
• Good knowledge of credit risk regulation and supervisory expectations.
• Proven ability to lead initiatives or projects and convert complex requirements into clear, workable processes and rules.
• Strong analytical, communication and presentation skills, with the ability to collaborate effectively across a broad stakeholder group.
• A relevant university degree, or equivalent relevant experience, and fluent professional English.

Responsibilities

• Lead guideline review projects and regulatory compliance assessments with Credit Risk Framework colleagues and relevant first line of defence units.
• Develop and maintain Nordea's credit risk framework across retail and non-retail exposures covering the credit lifecycle, i.e. loan origination, credit assessment, rating assignment, credit risk mitigation practices, high risk processes and definition of default.
• Represent Credit Risk Framework in Nordea-wide initiatives and credit risk implementation projects, promote a consistent Group operating model and act as a subject-matter expert on credit risk rules, processes and regulation.
• Drive risk input and second line opinions for management, decision committees, regulatory implementation plans and supervisory interactions.

Skills

Credit risk management

Risk control

Regulatory implementation

Audit/compliance/finance knowledge

Analytical communication and present.

English proficiency

Education

University degree or equivalent experience

Job description

Nordea is seeking experts to shape how credit risk is managed within its Credit Risk Framework unit. The role is based in Helsinki (or Stockholm, Oslo or Copenhagen) and offers a hybrid work model within one of the Nordic banks.

You will lead guideline reviews, develop the credit risk framework and provide second-line opinions to regulatory initiatives. Ideal candidates bring deep knowledge of credit risk regulation, strong analytical and communication skills, and a university degree or